Perks: Credit Card Perks

Your premium cards come packed with statement credits and perks you already paid for — dining credits, travel credits, ride credits, hotel benefits. The problem? They reset every month, quarter, or year, and the unused ones vanish quietly. Perks makes sure that never happens.

Add the cards in your wallet and Perks instantly shows every credit they carry, when each one resets, and how much you've left on the table. One tap marks a perk redeemed. A timely reminder nudges you before anything expires. By year's end, you can see exactly how much you've clawed back — often far more than the annual fee.

And it does all of this with no account, no sign-up, and no servers. You never hand over an email, you never link a bank, and your cards never leave your phone. Most perk trackers ask you to create an account or connect your accounts before you can do anything. Perks doesn't. Open it and start tracking.

WHY PERKS

• See every perk on every card — 50+ cards across Amex, Chase, Capital One, Citi, and more, each with its credits mapped out and sourced from the issuer.

• Know what resets and when — monthly, quarterly, semi-annual, and annual credits, sorted by what expires soonest.

• Redeem in one tap — mark a credit used and watch your year-to-date total climb.

• Reminders before it's gone — get nudged while there's still time to use a credit, not after.

• Prove the fee is worth it — a running total of what you've redeemed this year, side by side with the card's annual fee.

PRIVACY BY DEFAULT, NOT AS AN UPGRADE

Perks has no account, no login, and no servers. Everything lives on your device. We don't collect your data, we don't track you, and we never see which cards you own — because that information never leaves your phone. No analytics, no ad trackers, nothing. It simply isn't built to know anything about you.

WHO IT'S FOR

If you carry an Amex Platinum, a Chase Sapphire Reserve, a Capital One Venture X, or any card with recurring credits, you're almost certainly leaving money on the table. Perks turns those scattered, easy-to-forget benefits into a simple checklist — and makes sure the rewards you're owed don't expire unused.

Add your cards. Catch every credit. Make your annual fees pay for themselves.

—

Perks is an independent app and is not affiliated with, endorsed by, or sponsored by American Express, Chase, Capital One, Citi, or any other card issuer. All card and product names are trademarks of their respective owners. Perk details are provided for convenience; always confirm current terms with your issuer.