PerkMaxxing

You're paying hundreds in annual fees. Your cards owe you thousands in perks. PerkMaxxing makes sure you collect. The average premium cardholder uses less than half of their card's credits — the rest quietly expires every month, quarter, and year. PerkMaxxing tracks every credit on every card you own and reminds you before the money disappears. TRACK EVERY PERK • All major premium cards: Amex Platinum & Gold, Chase Sapphire Reserve & Preferred, Capital One Venture X, and more • Monthly, quarterly, semi-annual, and annual credits — each with its own countdown • Check off credits as you use them, down to the month NEVER MISS AN EXPIRY • Smart notifications 30 days, 7 days, and the day a perk expires • A monthly sweep of everything that just reset • See exactly how many dollars are about to vanish ALWAYS SWIPE THE RIGHT CARD • Standing at checkout? Tap what you're buying — dining, travel, groceries — and see which card earns the most points • Unused credits surfaced right in the recommendation KNOW IF YOUR CARDS ARE WORTH IT • Scorecard grades every card: fee vs. value claimed • See if you're on pace to break even on your annual fee — before renewal hits • Net ROI across your whole wallet LEARN FROM OTHER CARDHOLDERS • Community tips for squeezing more from every card • Limited-time deals spotted by other members PRIVATE & SECURE • Sign in with Apple and Face ID • No bank linking required — your accounts stay yours Download PerkMaxxing and find out what your cards actually owe you.