Card Tracker & Perk Reminders
Never let a credit card perk expire. Track every benefit across every card, log usage as you go, and get reminders before credits reset. Get full value from your wallet.
Stop leaving money on the table. Card Perks tracks every benefit, point, and mile on every credit card you carry — so you actually use what you're paying for.
Premium cards come loaded with dining credits, travel credits, subscription reimbursements, and rewards points. Reset dates, remaining balances, and points balances across a dozen programs are nearly impossible to track in your head — and most perks quietly expire unused. Card Perks fixes that.
TRACK EVERY PERK IN ONE PLACE
Add cards from a growing catalog and see all your benefits in plain language — what each perk is worth, how its period works, and how much value is left. No more digging through bank portals or welcome emails.
NEVER MISS A CREDIT AGAIN
Get smart reminders before benefits expire, with enough lead time to actually use them. Stop discovering a $25 dining credit reset yesterday.
LOG USAGE AS YOU GO
Mark a perk used and your remaining balance updates instantly — for monthly credits, annual credits, and everything between.
TRACK POINTS & MILES
Add your airline, hotel, and transferable points programs to one dashboard — balance, estimated dollar value per point, and total portfolio value, powered by The Points Guy's valuations.
LOG REDEMPTIONS, SEE YOUR REAL VALUE
Record what you redeemed points or miles for and what it would've cost in cash. Card Perks calculates your real cents-per-point value and keeps a history so you know which redemptions were worth it.
COMPARE EARNING RATES BEFORE YOU SWIPE
Earnings Overview lays out every card's bonus categories side by side — 3x dining, 4x travel, and more — converted into real dollar value, so you always know which card to use.
SEE YOUR FULL WALLET AT A GLANCE
Review everything expiring soon in one list. Check your annual summary for fees paid, value redeemed, and unused credits — so you know if a card earns its keep.
COMPARE CARDS BEFORE YOU APPLY
Browse the catalog to compare perks and earning rates before adding a new card. Useful whether you're deciding what to keep or what to apply for.
KEY FEATURES
Track perks across every credit card you carry
Remaining value for each benefit, period by period
Smart expiration reminders so credits never go to waste
Points and miles balances across every loyalty program
Estimated dollar value per program and portfolio-wide
Log redemptions and see your real cents-per-point value
Compare card earning rates by category, in dollar value
Consolidated "expiring soon" view across all cards
Annual summaries: fees paid, value redeemed, unused credits
Card catalog for comparing perks and rates before you apply
Built for Amex, Chase, Capital One, Citi, Bilt, Delta, and more
WHO IT'S FOR
Anyone juggling multiple credit cards and missing perks
Travel rewards enthusiasts tracking points, miles, and benefits
Cardholders deciding if an annual fee is worth it
People tired of losing credits to expiration
Points collectors who want to know what their balance is worth
WHY CARD PERKS
The average premium card carries hundreds of dollars in annual benefits — but only if you use them. A forgotten dining credit or an unredeemed points balance is money left on the table. Card Perks turns your benefits, points, and miles into a checklist you'll actually finish.
PRIVACY FIRST
Card Perks never connects to your bank, never asks for card numbers, and never requests login credentials. Your wallet stays your business.
Card Perks is an independent app for organizing your own credit card benefits and rewards. Details can change — always confirm important terms with your card issuer.
Download Card Perks and start getting full value from the cards you already carry.
Terms of Use (EULA): https://cardperksapp.com/terms
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