Cards with Benefits

Track every statement credit and monthly perk before it expires. Each one verified against the issuer's own page. No subscription. Data never leaves your phone.

Cards with Benefits helps you actually use the credits and perks you already pay for.

Premium cards come loaded with statement credits, travel credits, dining credits, free nights, and annual perks, and most of them quietly expire unused. This app keeps every one of them in front of you, so the money you pay

WHAT IT DOES

• See every credit and perk across all your cards in one place
• A monthly view showing exactly what expires this month and how much is still on the table
• A per-card progress bar that tracks your perks against the annual fee, so you know if a card is paying for itself
• Mark credits as used, or set recurring ones to count automatically
• Optional reminders before a credit expires
• Personalize each card with colors and finishes

PRIVATE BY DESIGN No account. No sign-up. No servers. Nothing you enter ever leaves your phone. No tracking, no ads. And unlike subscription rewards apps, there's no yearly fee.

FREE TO START Track one card with every feature, free. A single one-time purchase unlocks unlimited cards plus all the metallic and pattern finishes. No subscription, ever.

Cards with Benefits is an independent app and is not affiliated with, endorsed by, or sponsored by any bank, card issuer, or card network. All trademarks are the property of their respective owners.