Perki

You pay for perks every year whether you use them or not.

Dining credits. Streaming reimbursements. Travel benefits. Statement credits that reset monthly, quarterly, or annually. Most people forget half of them — and that's exactly what the card companies are counting on.

Perki fixes that.

TRACK EVERY CARD. USE EVERY PERK.

Add your credit cards from Perki's built-in library and we'll pre-load every perk they offer. Customize amounts, reset dates, and cadences. Add perks we missed. Remove ones you don't care about. Your cards, your perks, your rules.

ONE TAP TO LOG. INSTANT PROGRESS.

Every time you use a perk, tap to log it. Watch the progress bar fill. See exactly how much you've used and how much is still on the table. When a perk hits 100%, Perki stops tracking it — you're done.

YOUR DASHBOARD TELLS THE REAL STORY.

The Dollars at Risk number is what gets people. That's the total value of perks expiring soon that you haven't used yet. Not hypothetical money — real benefits you already paid for that you're about to lose. The dashboard also shows your utilization rate, what's resetting soon, and recent activity across all your cards.

NOTIFICATIONS THAT ACTUALLY HELP.

Set Perki to remind you before a perk resets — days, a week, or a month out. Choose your tone:

Friendly: "Nudge nudge — $15.00 in Dining Credit on Amex Gold disappears in 3 days." Roast: "$15.00 in Dining Credit. 3 days. You've been warned. Again."

BUILT FOR HOW YOU ACTUALLY USE CARDS.

• Full perk library for major issuers — Chase, Amex, Citi, Capital One, and more • Monthly, quarterly, biannual, and annual reset cycles • Per-perk notifications with customizable lead time and frequency • Complete usage history with edit and delete • Search and sort across all your perks • Dashboard warnings configurable per reset cadence • Designed exclusively for iOS 26

YOUR DATA STAYS ON YOUR DEVICE.

No subscriptions. No account required. No data sent anywhere, ever. Perki runs entirely on-device using Apple's SwiftData framework. Nothing leaves your phone.