Lumi - Expenses & Savings

Finally, household finances that actually work — track spending, share budgets, and save toward goals together.

Lumi — Finances for Your Household

Money is one of the hardest things to manage as a couple, family, or flatshare. Lumi makes it simple: one shared space for your spending, budgets, and savings goals — always in sync, always honest.

Know Where the Money Goes: Log expenses in seconds. Assign categories, set recurring transactions, and get a clear picture of what your household spends — broken down by person, category, and month.

Budgets You Actually Stick To: Set monthly budgets per category for your household or just for yourself. See in real time how much is left and where you're overspending before it becomes a problem.

Save Toward Goals — Together: Create shared savings goals and contribute with real transactions. Watch your progress build month by month, whether you're saving for a holiday, a new home, or an emergency fund.

Split Fairly, Not Just Equally: Every household member can have a contribution percentage that reflects reality — one partner earns more, one works part-time, contributions vary. Lumi handles the maths.

Income Tracking Built In: Add income sources — monthly salary, freelance payments, one-time transfers. Lumi posts them automatically so your household budget always knows what's coming in.

Private When You Need: It Not every expense needs to be shared. Mark transactions as private and they stay yours — visible only to you, never to other household members.

Multi-Currency, 34 Currencies: International household or expat life? Lumi supports 34 currencies with live exchange rates and converts automatically.

Real-Time Sync: Everything syncs instantly. Open the app on any device and your household finances are right there — up to date, always.

Lumi offers monthly and annual subscriptions, as well as a one-time lifetime unlock for users who prefer to pay once. Family Sharing is supported — one purchase covers your whole family.

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