Lumi Money: Spend Better Today

Your daily money check-in just got faster. Review what matters, skip what doesn't, and stay on top of your finances in under 2 minutes.

Know what you can safely spend before you pay.

Lumi Money shows what’s safe to spend today based on your balance, bills, subscriptions, and next paycheck.

A smarter alternative to traditional budgeting apps and expense trackers.

KNOW WHAT’S SAFE TO SPEND

Most budgeting apps help you look backward.

Lumi Money helps you decide before you spend.

Instead of only tracking expenses and categories, Lumi Money shows what you can safely spend today — before you buy.

Your Safe-to-Spend updates based on what’s coming next, so you can spend with more confidence between paychecks.

That means:

• No guessing • No mental math • No surprise overdrafts • No accidentally overspending money you’ll need later

SEE WHAT’S COMING NEXT

Your bank balance only shows what you have right now.

It doesn’t include:

• Upcoming bills • Subscriptions • Future expenses • Timing between paychecks

Lumi Money helps you see ahead before your money gets tight.

So you can:

• Stay ahead of bills and subscriptions • See how purchases affect upcoming spending • Plan ahead before bigger purchases • Make clearer spending decisions every day

BUILT FOR REAL LIFE

Lumi Money is built for people who:

• Live between paychecks • Want to avoid overdraft fees • Feel stressed checking their balance • Want a simpler way to manage spending • Want to know what they can actually spend today

No spreadsheets. No complicated budgets. Just a clearer answer before you spend.

WHAT YOU GET

• Daily Safe-to-Spend number • Real-time spending guidance • Cash flow forecasting • Secure bank connection • Spending insights • Overspending alerts • Simple money planning tools

If you’ve ever asked:

“Can I afford this right now?”

Lumi Money helps you answer that before you spend.

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