Lumine.

Lumine is a calm, private companion for monthly spending review. Track where your money went, compare spending against category caps, and get clear Next-Month Cap Prescriptions — without spreadsheets, accounts, or cloud sync. Everything stays on your device. Three focused tabs keep planning simple: • Ledger — log expenses by category with amount, date, and notes. Attach a receipt photo from the camera or gallery, or record a short voice note. Browse by month, filter by category, and open any entry to edit or delete. • Reality Check — your month-at-a-glance verdict. See which categories are on track or over cap, view prescribed caps for next month, and schedule adjustment reminders. Export a color-coded calendar snapshot of daily spending to Photos to share or keep. • Plan — set category caps for next month, manage adjustment reminders from Reality Check, and open your coin wallet. Settings includes Terms of Service and Privacy Policy in-app. Coins unlock optional extras after free limits: additional category cap slots and extra calendar snapshot exports. Optional coin packs are available from the wallet card; core logging, Reality Check, and cap planning are always usable. Privacy first: Lumine works offline. Your expenses, caps, reminders, and media are stored locally and are never uploaded.