SpendSmart: Budget & Goals

Take control of your money. Track expenses, set budgets, and hit savings goals - together with your partner or on your own.

SpendSmart is the budgeting app built for couples and individuals who want a clear picture of where their money goes - and a plan to save more of it.

Dashboard at a Glance See your monthly income, total spending, and top spending categories the moment you open the app. Your partner's spending is shown alongside yours so nothing slips through the cracks.

Smart Budgets Create category budgets with custom emojis and colors. SpendSmart tracks spending in real time and warns you before you go over — with a configurable warning threshold so you decide when to be alerted.

Savings Goals Set savings targets for anything — a holiday, a new car, an emergency fund. Log contributions and watch your progress bar climb toward the finish line.

Household Sharing Invite your partner with a simple join code. Once connected, all transactions, budgets, and goals sync between both of you automatically. See exactly how much each person has spent this month, side by side.

Financial Reports Review your finances across any time range: this month, last month, the last 3 months, or the full year. Export a detailed PDF report and share it instantly — great for budgeting conversations or tax prep.

Gamification Earn XP and unlock badges as you build better money habits. Level up your financial wellbeing and see your achievements on your profile.

Works Offline Add transactions, update budgets, and log contributions even without an internet connection. SpendSmart syncs everything to the cloud automatically when you're back online.

Designed for Dark Mode A sleek dark-first design that's easy on your eyes at any time of day.

Supports Multiple Currencies Choose your preferred currency and see all amounts displayed correctly throughout the app.

Whether you're budgeting solo or managing finances as a couple, SpendSmart gives you the clarity and tools to spend wisely and save confidently.