Lumio: Couples finances

Lumio is a free money management app designed for couples to track shared bills, expenses, balances, and savings in one place. It gives you real-time visibility, lets you choose what you share, and helps you settle up fairly without a joint account or spreadsheet.

Key features include a unified money dashboard, automatic settle-up of IOUs, and the ability to link bank accounts, pensions, and investments. Premium features offer custom money management cycles, offline accounts, historic data access, and detailed category breakdowns to help you reach your goals together.