Debt Payoff Tracker & Planner

Pay off debt with a clear plan. Compare payoff strategies, track payments, see your debt-free date, and stay on top of due dates.

Take control of your finances and become debt-free faster with Debt Payoff Tracker — the smart way to crush your debt and save thousands in interest.

WHY CHOOSE US?

We offer 4 payoff strategies, including our Credit Score Focus method that helps you prioritize high-utilization credit cards while eliminating debt.

SMART PAYOFF STRATEGIES • Debt Snowball — Pay smallest balances first for quick wins • Debt Avalanche — Tackle highest interest rates first to save money • Credit Score Focus — Prioritize high-utilization cards • Custom Order — Arrange debts your way

KEY FEATURES

iCLOUD SYNC Keep your debts, payments, and payoff plan synced across your iPhone, iPad, and Mac.

SEE YOUR DEBT-FREE DATE Know when you could be debt-free. The calculator updates as you make payments.

WHAT-IF CALCULATOR See how extra payments speed up your journey: • Months saved • Interest avoided • Side-by-side comparison

TRACK ALL YOUR DEBTS Credit cards, student loans, auto loans, mortgages, personal loans, medical bills — add any debt you have.

MULTI-CURRENCY SUPPORT Track debts in 8 currencies: USD, EUR, GBP, CHF, CNY, CAD, AUD, and JPY.

PAYMENT HISTORY • Record payments with date and amount • See principal vs. interest breakdown • Add notes for extra payments

BEAUTIFUL VISUALIZATIONS • Animated progress ring • Balance distribution chart • Monthly payment timeline

PAYMENT SCHEDULE Month-by-month breakdown showing when each debt could be paid off.

STRATEGY COMPARISON Compare all 4 strategies side-by-side to find the path that fits your goals.

PAYMENT REMINDERS Customizable notifications so you never miss a payment.

SECURITY & PRIVACY • App Lock with Face ID, Touch ID, or Passcode • iCloud Sync is optional and controlled by you • No app account required

WORKS ON iPHONE, iPAD & MAC Beautiful responsive design with dark mode support.

CREDIT UTILIZATION TRACKING Track your credit card utilization with at-a-glance indicators from Excellent to Needs Work.

PREMIUM Upgrade to track unlimited debts. Free version allows 1 debt.

Start your journey to financial freedom today!

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