Debt Compass - Card Tracker

You're not bad with money — you just need a plan. In 2 minutes, see your exact debt-free date and the smartest way to crush your cards faster.

Most people don't fail to pay off debt because they lack willpower. They fail because they lack a plan.

Debt Compass gives you that plan — and the tools to execute it.

KNOW WHERE YOU STAND, INSTANTLY Open the app and your entire debt picture is right there: total balance across every card, your debt-free date, projected interest savings, and a real-time risk score. No spreadsheets. No guessing.

YOUR AI PAYOFF COACH Debt Compass analyses your balances, APRs, minimum payments, and monthly budget — then generates a personalised step-by-step action plan. Not generic advice. Your numbers, your path.

SNOWBALL, AVALANCHE, OR CUSTOM Choose the payoff strategy that fits your psychology:

• Snowball — eliminate smallest balances first for quick wins
• Avalanche — target highest APR first to minimise total interest
• Custom — allocate extra payments exactly where you want them

AUTOMATIC BANK SYNC (PRO) Connect your bank accounts securely via Plaid and your balances, available credit, and minimum payments update automatically.

NEVER MISS A PAYMENT AGAIN Smart reminders fire 1, 3, or 5 days before each card's due date.

RISK ALERTS BEFORE THEY BECOME PROBLEMS Debt Compass monitors your cards for high utilization, upcoming due dates, growing balances, and minimum-payment-only traps.

BUILT FOR PRIVACY AND SECURITY

• Sign in with Apple or email/password
• Optional Face ID / Touch ID lock
• Data syncs encrypted to your private Firestore cloud — not shared, not sold
• Plaid access tokens are stored server-side — never on your device

DEBT COMPASS PRO Unlock the full experience with auto bank sync, AI-powered payoff plans, cloud sync, smart reminders, payoff charts, and risk alerts.

SUBSCRIPTION DETAILS Debt Compass Pro is offered as an auto-renewable subscription:

• Debt Compass Pro Monthly — $6.99 per month
• Debt Compass Pro Annual — $49.99 per year

Payment will be charged to your Apple ID at confirmation of purchase. Your subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel your subscriptions in your Apple ID account settings.

Privacy Policy: https://debt-compass-2d20e.web.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/