DebtZero – Debt Payoff Planner

Debt Payoff helps you take control of your finances and build a clear plan to become debt free. Track all your debts in one place, compare proven payoff strategies, and see exactly when you'll be free.

KEY FEATURES

Track Your Debts Add all your debts with balances, interest rates, minimum payments, and due dates. Watch your progress with a visual dashboard that shows how far you've come.

Smart Payoff Strategies Compare Avalanche (highest interest first) and Snowball (smallest balance first) strategies side by side. See which saves you the most money and time.

What-If Simulator Curious what happens if you pay an extra $100 per month? The simulator shows you exactly how many months you'll save and how much interest you'll avoid.

Budget Mode Enter your monthly income and debt budget to get personalized payment allocations. See your debt-to-income ratio and get recommendations based on industry benchmarks.

Payment Calendar Never miss a due date. View all your upcoming payments on a monthly calendar with payment history tracking.

Milestones & Badges Celebrate every win. Earn badges for your first payment, reaching 25%, 50%, and 75% milestones, maintaining payment streaks, and finally becoming debt free.

Detailed Statistics Charts, projections, category breakdowns, and payment history give you a complete picture of your financial progress.

Recurring Payments Set up automatic payment logging so you never forget to track a monthly payment.

CSV Export Export your debt summary and full payment history as CSV files for your records or financial advisor.

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