Debt Payoff Tracker & Planner

Credit Score Focus strategy! Prioritize high-utilization cards to boost your credit score while paying off debt. See your debt-free date and save thousands in interest!

Take control of your finances and become debt-free faster with Debt Payoff Tracker — the smart way to crush your debt and save thousands in interest.

WHY CHOOSE US?

We offer 4 proven payoff strategies including our exclusive Credit Score Focus method that prioritizes high-utilization credit cards to improve your credit score while eliminating debt.

SMART PAYOFF STRATEGIES • Debt Snowball — Pay smallest balances first for quick wins • Debt Avalanche — Tackle highest interest rates first to save money • Credit Score Focus — Prioritize high-utilization cards to boost credit • Custom Order — Arrange debts your way

KEY FEATURES

SEE YOUR DEBT-FREE DATE Know exactly when you'll be debt-free. Our calculator updates in real-time as you make payments.

WHAT-IF CALCULATOR See how extra payments speed up your journey: • Months saved • Interest avoided • Side-by-side comparison

TRACK ALL YOUR DEBTS Credit cards, student loans, auto loans, mortgages, personal loans, medical bills — add any debt you have.

MULTI-CURRENCY SUPPORT Track debts in 8 currencies: USD, EUR, GBP, CHF, CNY, CAD, AUD, and JPY.

PAYMENT HISTORY • Record payments with date and amount • See principal vs. interest breakdown • Add notes for extra payments

BEAUTIFUL VISUALIZATIONS • Animated progress ring • Balance distribution chart • Monthly payment timeline

PAYMENT SCHEDULE Month-by-month breakdown showing exactly when each debt will be paid off.

STRATEGY COMPARISON Compare all 4 strategies side-by-side to find the fastest and cheapest path to freedom.

PAYMENT REMINDERS Customizable notifications so you never miss a payment.

SECURITY & PRIVACY • App Lock with Face ID, Touch ID, or Passcode • All data stored on your device • No account required

WORKS ON iPHONE & iPAD Beautiful responsive design with dark mode support.

CREDIT UTILIZATION TRACKING Track your credit card utilization with at-a-glance indicators from Excellent to Needs Work.

PREMIUM Upgrade to track unlimited debts. Free version allows 1 debt.

Start your journey to financial freedom today!

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