PayAway: Debt Payoff Planner Apple

PayAway: Debt Payoff Planner

Debt Tracker & Credit Booster

Overview

Rating:
4.10
(14)
Version:
1.1.4
Last updated: 2025-07-23
Ranking
#353,089 ▼ 3,845
Overall

Features & Capabilities

Track and pay off debt fast with PayAway. Choose smart payment plans like Snowball or Avalanche. Simple, powerful debt tracker for financial freedom.

Overwhelmed by debt? Meet PayAway – your all-in-one debt payoff planner and tracker that helps you pay off debt faster and boost your credit score at the same time. Using our proprietary Credit Utilization Method, PayAway optimizes your payoff plan to improve credit health while crushing debt, outperforming traditional Snowball and Avalanche strategies in saving money and time.

Key Features:

All-in-One Debt Tracker: Organize all your debts (credit cards, student loans, auto loans, etc.) in one place. See balances, interest rates (APR), and due dates at a glance.

Personalized Payoff Plans: Choose a strategy that fits you – Debt Snowball (smallest balance first), Debt Avalanche (highest interest first), or let PayAway suggest a custom plan tailored to your goals.

Smart Debt Snowball Calculator: Instantly calculate your debt-free date and interest savings under Snowball, Avalanche, or any extra payment scenario. Adjust payments to see “what-if” scenarios and find the fastest payoff path.

Exclusive Credit Utilization Method: Boost your credit score as you pay down debt. PayAway prioritizes payments to lower your credit utilization ratio, helping raise your credit score faster than Snowball or Avalanche alone.

Budget & Extra Payments: Set a monthly debt-payoff budget so you know exactly how much extra cash can go toward debt each month. PayAway shows you how even small extra payments can save money on interest and shorten your payoff timeline.

Progress Tracking & Alerts: Stay motivated with interactive charts and milestones. Watch your debt shrink and get notified when you hit payoff milestones or when a debt is paid off.

Easy & Intuitive: Designed for Gen Z & Millennials, PayAway features a clean, uncluttered interface. No confusing finance jargon – just a simple, powerful debt payoff tool that puts you in control.

Secure & Private: All data is stored securely. No bank connections required – you’re always in control of your information.

Why Choose PayAway? Unlike one-size-fits-all budgeting apps, PayAway is laser-focused on helping you become debt-free and build credit. It’s your companion on the journey to financial freedom. Our app doesn’t overwhelm you with features you don’t need. Instead, PayAway gives you a clear plan, tailored advice, and the motivation to stick with it. Save money, eliminate debt, and watch your credit score rise – all in one app.

Whether you’re juggling multiple credit cards or paying off student loans, PayAway has you covered. It’s perfect for:

Credit card debt – tackle high-interest balances and break the cycle.

Student loans – manage loans and pay them off sooner.

Auto or personal loans – keep track of loans and plan early payoffs.

Debt snowball fans – if you’re looking for a debt snowball calculator, PayAway provides one with an extra credit-boosting edge.

Anyone who needs a debt tracker and payoff planner – and wants to improve their credit score while doing it.

Start Your Debt-Free, Credit-Boosted Journey Today Don’t let debt hold you back. Download PayAway now and take control of your finances. See how quickly you can pay off debt and achieve the freedom of a debt-free life with better credit. The sooner you start, the sooner you’ll celebrate being debt-free and building a brighter financial future.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

User Growth & Download Statistics

App
By:
Jack Maloney
Rating:
4.10
(14)
Version:
1.1.4 Last updated: 2025-07-23
Version code:
876619920
Creation date:
2025-02-05
Compatible devices:
Size:
20.67MB
URLs:
Website ,Privacy policy
Full description:
See detailed description
Source:
Apple Apps Store
Data ingested on:
2026-07-19
Compare stats and ranking:

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.
Developed by:
Jack Maloney
Apple Apps Store
https://apps.apple.com/us/app/payaway-debt-payoff-planner/id6740789874
Website:
https://payawayapp.com

User Reviews

Reviewers praise the app for consolidating debts in one place, its easy-to-use, sleek interface, and helpful debt payoff planning with visualizations. The budgeting features are valued for tracking income and expenses. A few reviews mention reliability concerns, including data persistence issues when signing in/out and a budgeting crash, indicating some stability problems to watch for.
Pros
  • Consolidates all debts in one place, making it easy to see what you owe and track progress.
  • Very easy to use with a simple interface and sleek design.
  • Provides debt payoff planning and visualizations that help users figure out the fastest way to pay off debt.
  • Budgeting features help users track income and expenses and keep finances in line.
Cons
Recent reviews
I pay a subscription and I can’t even edit my debt. And when I signed out and signed back in, all my information was erased.
by Al*****, 2026-02-26

When you go to budget and input your monthly income, you then hit the biweekly button as to change it to monthly it CRASHES! Time after time after time after time!! Darn! I actually had my hopes up!
by Mr*****, 2026-01-24
View all user reviews ›

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