Spendify: Budget & Debt Payoff

Try Spendify Pro free for 7 days. See your exact debt-free date, compare payoff strategies, and ask your AI advisor anything about your money.

You have all your financial data. But do you have a plan?

Most finance apps show you where your money went. Spendify shows you where it should go. Connect your accounts once and get a real plan to pay off debt, build savings, and grow your wealth.

SEE YOUR DEBT-FREE DATE Not "someday." The actual month. Spendify calculates exactly when you'll be debt-free and how much interest you'll save along the way.

COMPARE PAYOFF STRATEGIES • Debt Snowball: Pay off smallest balances first to build momentum • Debt Avalanche: Target high-interest debt to save the most money • Custom Order: Set your own payoff sequence based on what matters to you • Adjust your extra payment and watch your debt-free date move in real time

ASK YOUR AI ADVISOR "What did I spend on dining this month?" "How can I pay off my credit cards faster?" Ask anything about your money in plain English. Your AI advisor has real-time access to your accounts and transactions — personalized answers, not generic tips.

TRACK EVERYTHING IN ONE PLACE • Transactions sync automatically via Plaid • Connect Apple Card, Apple Cash, and Apple Savings with FinanceKit • Budgets that actually fit your life • Recurring charges detected automatically — no more surprise subscriptions • Net worth so you can see the full picture

SECURITY FIRST Bank-level AES-256 encryption. Read-only access — we can never move your money. Face ID and Touch ID support. No bank credentials stored.

FEEL THE PROGRESS Every time you open the app, you see how far you've come. Interest saved. Time saved. Debts crossed off. Celebrate the wins.

Start with a 7-day free trial. Then $49.99/year or $4.99/month. Cancel anytime.

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Questions? Reach out at support@spendify.money