PayoffPath: Debt & Money

See your exact debt-free date and watch it move closer with every payment. Private by design — no bank logins, no account, nothing leaves your phone.

PayoffPath is the private way to pay off debt and take control of your money — no bank logins, no account, nothing leaves your phone.

Add your loans and cards, pick a payoff strategy, and see the exact date you become debt-free. Then track your budget, spending, accounts, and net worth — everything in one place. Every payment brings your debt-free date closer.

WHY PAYOFFPATH

• See your debt-free date — a clear countdown, not a spreadsheet • Snowball or avalanche — pick the strategy that fits you • Balances that stay correct — log payments and extra payments without breaking your plan • Snowflakes — throw any spare amount at your debt and instantly see how many days sooner you finish • Balance-transfer simulator — see if moving a balance actually saves you money • Budget & spending — track where money goes and turn savings into debt payments • Bills & subscriptions — spot the "zombie" subscriptions quietly draining you • Lent & borrowed — track money friends owe you (and what you owe), all private • Net worth & trends — one clear picture of where you stand • Future visualizer — see what your freed-up money could grow into after you're debt-free • Notes, statement scanner, widgets & Live Activity, PDF export

PRIVATE BY DESIGN

• No bank login and no account — ever • No ads, no tracking, no analytics • Your data stays on your iPhone, synced only through your own private iCloud • "Data Not Collected" on our App Store privacy label — verify it yourself

PAYOFFPATH PRO

Unlock everything with PayoffPath Pro — $2.99/month or $19.99/year, with a 14-day free trial. Payment is charged to your Apple ID. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends; manage or cancel anytime in your Apple ID settings.

Questions or ideas? Email support@duetrack.bd

Privacy Policy: https://sites.google.com/view/privacypolicyofpayoffpath/home Terms of Use: https://sites.google.com/view/terms-of-service-of-payoffpath/home