Payfin: Debt Payoff Planner

One clear number for every debt you owe, a projected debt-free date, and an avalanche or snowball plan. Log a payment and watch the payoff ring fill.

Payfin turns a pile of debts into one clear picture: a single remaining balance, a projected debt-free date, and a plan to follow.

Add what you owe, log each payment, and watch your total move as the payoff ring fills. Choose the method that fits you — avalanche (highest APR first) or snowball (smallest balance first) — and see how your projected debt-free date and interest change.

FREE • Track one debt with the signature payoff ring and balance • Log payments and follow your progress • Pure-black dark and clean light themes

PRO • Track unlimited debts • Avalanche & snowball planners with month-by-month projections • Projected debt-free date and monthly interest breakdown • Payment reminders and milestone moments • Home-screen widgets for your balance, next payment, and trajectory • Exclusive themes, accent colors, and app icons • Run "what-if" scenarios with extra payments and rate changes

Payfin is a personal record-keeping and planning tool. Projections are estimates based on the numbers you enter — not financial advice.

SUBSCRIPTION Payfin Pro is $4.99/week with a 3-day free trial, or $29.99/year. Payment is charged to your Apple ID at confirmation. Subscriptions auto-renew unless canceled at least 24 hours before the end of the period; manage or cancel anytime in App Store settings.

Privacy Policy: https://hs0929.github.io/payfin/privacy/ Terms of Use: https://hs0929.github.io/payfin/terms/