은퇴준비자금 계산기(통합은퇴설계 솔루션)

We provide customized solutions by individually applying retirement funds to individuals and corporations.

🏠 Asset Identification → 💰 GAP Diagnosis → 🛡️ Pension Securing → 📈 Cash Flow Verification → 📋 Optimization Strategy

Integrated Retirement Planning Solution — 4 Core Values

① Asset Status Analysis · Retirement Gap Diagnosis

We analyze asset allocation and liquidity structures by comprehensively covering residential housing, investment properties, stocks, cash equivalents, pensions, and liabilities, and precisely calculate the funding gap (Gap) relative to life expectancy and target living expenses.

→ Asset Status · Retirement Diagnosis Tab

② Time-Series Based Asset Depletion Simulation

We visualize annual asset flows and depletion timing from retirement to life expectancy using A/B/C scenarios (Basic, Stable, and Growth), allowing clients to visually confirm the lifespan of their assets. → Cash Flow Tab

③ Tax Optimization & Pension Strategy by Life Cycle
We examine post-retirement fixed cost risks together, including determining the articles of incorporation limits for executive retirement income tax and comparing tax burdens, maximizing tax-saving accounts for IRP and ISA, and determining eligibility for health insurance dependents under private pensions.

→ Tax-Saving Accounts & Pension Tax Tab

④ Inheritance & Gift Plan · Immediate Report
We diagnose the risks associated with assets heavily concentrated in real estate, precisely calculate estimated inheritance and gift taxes, and immediately provide a professional report in PDF format containing a plan for securing payment funds, a consultation summary comment, and executive/CEO plans (reasons/methods for retirement income tax, deductible expenses, IRP, CEO plans, and corporate insurance enrollment).

→ Inheritance & Gift · Consultation Results · Executive/CEO Tab

Reducing the time spent preparing fragmented materials and increasing customer retention time and the probability of closing through intuitive data visualization — that is the goal of this integrated solution.

** 📋 Key Features by Tab

Asset Status: Analysis of Real Estate vs. Financial Asset Proportion and Liquidity

Retirement Diagnosis: Diagnosis of Income Gap Based on Retirement Age and Living Expenses

National Pension: Prediction of Benefits Reflecting the 2026 Reform Plan, Comparison of Early vs. Deferred Retirement

Government Employees Pension: Calculation of Benefits for Government Employees, Private School Teachers, and Military Personnel Pensions

Tax-Saving Accounts: Simulation of Tax Deductions for ISA, Pension Savings, and IRP

Cash Flow: Comparison of Asset Depletion Timing and Scenarios

Pension Tax: Diagnosis of Taxes on Personal Pensions Exceeding 15 Million Won and Health Insurance Dependents

Inheritance & Gifting: Optimization of Pre-Gifts in 10-Year Terms and Spouse Deductions

Executives & CEO: Derivation of Optimal Retirement Plans for Corporate Executives

Consultation Results: Integrated Report of All Results, PDF, and Clipboard Output