마흔셈-은퇴준비자금 계산기

[Disclaimer] This app is a privately developed calculator. It is not created or operated by any government or public institution, nor does it represent any government agency.

■ It takes only 3 minutes

Simply enter your age and monthly income, and you will immediately see what percentage of your current income your National Pension covers.

This is not a calculator that requires you to fill out an entire table to get a result. We provide a single number for each question you ask.

■ Guess first, then verify

Try to guess "How much is my National Pension?" first. Then, place it next to the calculated value.

Looking at the numbers is different from seeing them after you have answered.

■ What can you check?

· National Pension — There is a point where it does not increase no matter how much you earn

· Retirement funds by employment type — Employee, Private practitioner, Corporate representative, Sole proprietor

· Monthly income after retirement — National + Retirement + Private, after taxes

· Taxes on pensions — They are paid when you withdraw, not while you are saving

· Health insurance premiums — Upon retirement, you become a regional subscriber, and premiums are applied to your assets

· Pension received in your home — Housing pension received while continuing to live in the property without selling

· If you work after retirement — How much your National Pension is reduced (and when it ends)

· Executive severance pay limit — If you are a corporate representative, any amount exceeding the articles of incorporation becomes earned income

· How much do my peers pay — Side-by-side with the average by age group

· How much do you need · Economic freedom · Prices · Compound interest

■ Not a government agency

This app is a private calculator. It is not created or operated by any government or public institution,

it does not represent any government agency, and is not affiliated with or sponsored by any organization.

It does not handle government services on behalf of others. This app does not handle applications, registrations, or consultations.

The National Pension, Health Insurance premiums, Housing Pension, and pension taxes displayed on the screen are estimated values ​​calculated automatically by the app based on publicly available system standards. These are not amounts confirmed and provided individually by the relevant agencies; you must verify the actual amounts and conditions directly with the agencies listed below.

■ Sources of Government Information

· National Pension (Estimated payout amount · Standard monthly income ceiling · Voluntary enrollment · Reduction for working while receiving benefits)

Ministry of Health and Welfare https://www.mohw.go.kr

· Health Insurance Premiums (Charges for regional subscribers · Dependent eligibility · Long-term Care Insurance Premiums)

Ministry of Health and Welfare https://www.mohw.go.kr

· Retirement benefits · Retirement pension · Industrial accident compensation insurance · Employment insurance for the self-employed

Ministry of Employment and Labor https://www.moel.go.kr

· Pension income tax · Retirement income tax · Pension account tax credit · Executive severance pay limit

National Tax Service https://www.nts.go.kr

· National statistics such as net assets by age group and life expectancy

National Statistical Portal (KOSIS) https://kosis.kr

· Price stability target

Bank of Korea https://www.bok.or.kr

· Housing pension · Government employee pension · Private school teacher pension · Military pension · Yellow Umbrella Pension Original text of laws regarding the system, etc.

(National Pension Act, National Health Insurance Act, Income Tax Act, Korea Housing Finance Corporation Act, Public Officials Pension Act, etc.)

Ministry of Government Legislation, National Law Information Center https://www.law.go.kr

You can view the same notices and lists within the app as well —

Simply tap "View Source of Government Information" at the bottom of every screen.

■ If you are a private dental or medical practitioner — "Director's Calculation" is included

This calculation does not fit well for private practitioners. This is because there is no severance pay or unemployment benefits,

and if treatment stops, only income stops, while the hospital's fixed costs do not.

Therefore, we have included a separate calculation for private practitioners. Go to "Are you a private dental or medical practitioner?" on the first screen.

· Income gaps in months when treatment is suspended — Fixed costs continue to accrue

· Workers' Compensation Insurance for Clinic Directors — A system available even for sole proprietors

· Employment Insurance for Self-Employed · Liability Check — Medical practice and facility accidents are separate

· Tax-Saving Stack — Honest Reporting · Yellow Umbrella · Pension Account

· Systems Not Applicable — We inform you separately to ensure you are not misled

· Until what age should I practice — The exit strategy is retirement planning

· Save results as Image · PDF

■ We do not sell products

We do not recommend specific financial products or companies. There are no advertisements.

The tax laws and pension standards used for calculations are displayed on the screen along with the supporting evidence, and you can view the source and address of that evidence directly within the app.

■ Input values ​​are confined to this device

There is no membership registration, and nothing is sent to a server.

You must manually press the button to exit the device only when sending results to others.

■ Supports large font sizes

You can increase the font size up to 3 levels using the button at the top right of the screen.