退休試算器：勞保勞退國保、收支模擬與資產趨勢

💡 Download Now! Free Retirement Calculator and Personalized Calculation Report

Worried about "retirement bankruptcy" becoming a hidden worry in your old age?

This app is designed specifically for Taiwan's labor laws and retirement system, allowing you to use a fully-featured retirement calculator completely free of charge! With just one click, you can quickly generate your retirement pension calculation report (unlocked by watching an ad). Through professional "asset survival simulation," it accurately warns of longevity risks, helping you to grasp your future financial security level in advance!

✨ Core Features: Comprehensive Retirement Financial Monitoring and Integration of Three Pensions:

• One-click calculation for three major pensions: Fully supports Labor Insurance Pension (lump-sum/monthly payments), Labor Retirement Individual Account (including lump-sum payments or calculations based on average life expectancy and monthly payments), and National Pension.

• Asset Lifespan Security Warning: Comprehensively considering monthly expenses and cash assets, it directly predicts "how long your retirement pension can last," allowing you to see your financial security period at a glance, eliminating the pain of tedious manual calculations.

• Exclusively offers a "Retirement Peace of Mind Index" and a "Five-Star Risk Assessment" based on the age at which assets are depleted, accurately warning of longevity risks and helping you see through financial gaps at a glance.

✨ Newly Launched: 【Retirement Financial Planning Zone】—A comprehensive practical guide to create a retirement life that doesn't shrink!

Retirement planning is only the first step. The key to a worry-free retirement lies in making the right application decisions, flexibly managing assets, and combating inflation! Our "Retirement Financial Planning Zone" provides you with the most rigorous and practical retirement financial topics, helping you go from establishing concepts to practical operations in one step:

💡 Four Core Strategies Highlights of the Zone

1. Financial Concepts and Calculation Value: Establish accurate financial simulation concepts, understand retirement funding gaps in advance, and formulate long-term inflation-resistant strategies.

2. Labor Insurance/Annuity Application Guide: In-depth analysis of the golden time for resignation and online application practices, teaching you how to legally maximize annuity benefits.

3. Actuarial and Practical Case Analysis: A complete breakdown of the early and extended claim formulas, providing diverse retirement asset allocation case studies ranging from "conservative" to "high-risk."

4. Dynamic Asset Management Strategies: Covering dividend reinvestment, inflation hedging, and cash flow correction strategies, assisting you in regularly reviewing your asset health using the Enjoy Retirement Calculator.

This section is continuously updated, bringing you the latest and most professional retirement financial planning concepts!

💎 Plan and Feature Introduction (One-time purchase, permanent access)

🆓 Free Version (NT$0)

• Full-featured Calculation: Integrated simulation of Labor Insurance, Labor Retirement Insurance, and National Insurance.

• Retirement Pension Calculation Report: Preview retirement security index and risk level (ad viewing required to unlock).

🚀 Developer Support (NT$288)

• Full-featured Calculation: Integrated simulation of Labor Insurance, Labor Retirement Insurance, and National Insurance.

• Remove All Ads: View the complete retirement report directly without waiting for ads.

• Unlock Annual Trend Chart: Visualize your wealth changes over the next few decades.

👑 Developer Plus Support (NT$488)

• Full-featured Calculation: Integrated simulation of Labor Insurance, Labor Retirement Insurance, and National Insurance.

• Includes all features of the supported version (permanent ad removal, view complete retirement report, annual trend chart).

• Download Monthly Asset List (Excel): Export detailed monthly asset statements for easy computer archiving and advanced personal management.

🌐 Web Version Synchronized Support: Welcome to use the large screen for cross-device calculations.

💻 Web: Enjoy Retirement Calculator – https://www.retirehappy.tw (Free version calculation and reporting functions only)

💡 To unlock the "Annual Asset Trend Chart" / "Download Asset List", please upgrade to the Developer/Plus plan within the mobile app.

💡 Why Choose "Retirement Calculator"?

• Extremely Simple Operation: Designed specifically for Taiwanese workers, simply enter basic data to complete complex simulations.

• Privacy & Security: Calculated entirely using local data, no bank account connection required, protecting your privacy.

⚠️ Disclaimer

• This app is a privately developed retirement financial calculation tool, not developed, operated, or authorized by any government agency.

• The calculation results and report suggestions provided by this app are for personal financial planning reference only.

• Data Sources: Calculation formulas related to Labor Insurance, Labor Retirement Insurance, and National Pension are compiled from publicly available government information. Actual regulations are subject to the latest announcements from the competent authorities.

• Actual financial situations are affected by government policies, market fluctuations, and personal spending habits. Regular asset reviews and retirement calculations are recommended.