Affirm: Buy now, pay over time Apple

Affirm: Buy now, pay over time

Flexible payments, big savings

Features & Capabilities

Affirm lets you pay over time with options online, in-store, and in-app. The app highlights your purchasing power, offers flexible payment plans (including 0% APR options) over 12 months, and supports AutoPay plus early or one-time payments. You can request to pay over time with the Affirm Card online or in-store, and use the card anywhere Visa is accepted in the U.S., including Apple Pay for eligible purchases.

Note: The Affirm Card is a Visa debit card issued by partner banks. Approvals and available plans depend on eligibility checks, state, and merchant. Minimum purchases and down payments may apply, and purchasing power is an estimate.

User Growth & Download Statistics

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.
Developed by:
Affirm, Inc.
Apple Apps Store
https://apps.apple.com/us/app/affirm-buy-now-pay-over-time/id967040652
Website:
http://www.affirm.com

User Reviews

Affirm is praised for flexible BNPL options and broad retailer support, with easy payment management and help during emergencies. However, multiple reviews report reliability problems after updates (login/breakage), confusing UI changes, mixed customer support experiences, and strict enforcement if a payment is missed. Overall, the core BNPL benefits are valued, but technical reliability and support responsiveness are recurring concerns.
Pros
  • Flexible pay-over-time options (BNPL) across many major retailers (enables purchases when funds are tight).
  • Broad retailer support (major stores like Amazon, eBay, Walmart, Expedia) for buying now and paying later.
  • Convenient and straightforward payment management; perceived usefulness for emergencies.
  • Generally helpful or cordial customer service in many cases.
Cons
  • Frequent app instability and login issues after updates (broken app, unable to log in).
  • Poor UI/UX changes making the app harder to use (unclear due dates, less intuitive navigation).
  • Inconsistent or hard-to-reach customer support, especially for issue resolution or returns.
  • Aggressive enforcement of payments (missed payments can trigger blocks or penalties at checkout).
Recent reviews
I strongly discourage anyone from using this app. I spent over a month trying to resolve a dispute and obtain a refund, speaking with approximately 10 different customer service representatives, yet no one was able to provide a resolution. On multiple occasions, representatives ended the chat without addressing my issue. I also spoke with two different phone representatives who gave me completely conflicting information. Overall, my experience was extremely frustrating due to inconsistent communication, poor customer service, and a lack of accountability. After more than a month of effort, my issue remained unresolved. Based on my experience, I cannot recommend this company
by Xl*****, 2026-06-26

Every time I open the app I get a message saying I have to update. I update and the App Store says that there are no new updates. Then I try to open the app and it says I have to update. I can take a hint. I deleted the app.
by Ve*****, 2026-06-25

I have had Affirm multiple times and always paid off the items on time and even early. My last account I missed the payment by 1 day and then a few weeks later paid off the account, ever since I have been denied for purchases I received a response and they think I am confused, but I can assure you, I am very aware of what the problem is. The problem is Affirm, I won’t be using this app again. .
by be*****, 2026-06-24
View all user reviews ›

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