Four | Buy Now, Pay Later Apple

Four | Buy Now, Pay Later

Flexible Shopping & Payments

Overview

Features & Capabilities

Four makes online shopping simple, flexible, and rewarding. Buy now, pay later in 4 installments—paid every two weeks—so you can shop what you love while staying on budget. Manage all orders, payments, and rewards in one shopping app, and upgrade to Four+ for exclusive stores and offers.

How it works: download the Four app, shop at partner retailers, tap 'Pay with Four' at checkout, and pay every two weeks. Stay on track with clear due dates and reminders. Eligibility: users must be 18+, a U.S. resident, and meet additional requirements; not available in NM. By using Four, you agree to the User Agreement and Privacy Policy.

User Growth & Download Statistics

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.
Developed by:
Four Technologies, Inc
Apple Apps Store
https://apps.apple.com/us/app/four-buy-now-pay-later/id1527063669

User Reviews

Users praise Four for being easy to use and for enabling purchases through four installments without affecting credit scores. It’s seen as a budgeting tool and a potential lifeline in emergencies. However, recurring issues include spending power that doesn’t match approvals or results in declines or $0 availability, and sometimes not being able to use the full limit. Other common complaints include subscription fees to access stores, aggressive payment attempts with high late fees, poor customer support and slow refunds, and various technical glitches during checkout or login.
Pros
  • Easy to use and user-friendly interface
  • Budget-friendly payments: four installments and no impact on credit score
  • Provides spending power to make needed purchases when funds are limited
Cons
  • Spending power is unreliable: approvals don’t always translate into usable funds, with declines or $0 availability
  • Store subscription fees to access certain retailers
  • Aggressive payment attempts and high late fees
  • Poor customer support and slow refunds
  • Technical issues during checkout or login
Recent reviews
Has been the best thing for me and my family during these challenging financial situations thank you APP FoUr!
by Di*****, 2026-08-03

Tiene mucha variedad de tiendas.. me encantaría que pudiera usar la tarjeta en mi Wallet .. pero aún así es muy buena la app
by Be*****, 2026-08-03
View all user reviews ›

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