Deferit: Pay bills in 4

Name: Deferit: Pay bills in 4
Rating: 4.8 (29806 reviews)
Author: deferit Pty Ltd

By: deferit Pty Ltd App

Buy now pay later for bills

Overview

Version:

3.0.3

Last updated: 2026-07-16

Ranking

#8,878 ▲ 86

Overall

Features & Capabilities

Deferit lets you budget and pay bills using a simple 4-installment plan. Upload any bill (photo, screenshot, or file) and Deferit pays the full amount upfront, and you repay in four easy payments. No interest is charged, and you can stay on top of bills from one app.

Additionally, Deferit negotiates with providers to help you save on bills such as internet, phone, and TV, and reports on-time payments to Experian, Equifax, and TransUnion to help build your credit history. Join 190,000+ Americans already using Deferit. The service charges a monthly membership with a $0.99 processing fee per payment; balances typically start around $100-$400; terms apply.

User Growth & Download Statistics

App Payments

By:

deferit Pty Ltd

Rating:

4.80

(29,806) 496 new ratings

Version:

3.0.3 Last updated: 2026-07-16

Version code:

888346325

Creation date:

2021-10-28

Compatible devices:

Size:

51.91MB

URLs:

Website ,Privacy policy

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-07-19

Compare stats and ranking:

Ranking

# 8,878 ▲ 86

Other platforms

Deferit: Split Bills, Pay in 4 (v3.0.2)

1,006,305 4.50

(19,015)

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

deferit Pty Ltd

Apple Apps Store

https://apps.apple.com/us/app/deferit-pay-bills-in-4/id1454473561

Website:

https://deferit.com/?utm_source=apple_app_store

User Reviews

Users broadly praise Deferit for making bill payments easier, especially with the Pay in 4 split option, quick setup, reminders, and the relief of avoiding interruptions during tight times. However, recurring complaints focus on poor customer support, difficulty canceling or refunding, opaque or excessive fees, and processing delays that can impact payment timing. The app is valued, but trust hinges on improvements to support responsiveness, billing clarity, and processing speed.

Pros

Helps users pay bills on time and avoid service interruptions.
Pay in 4 / split payments provide budgeting flexibility.
Easy to set up, quick to use, with helpful reminders.
Widely described as a reliable, stress-free way to manage bills.
Seen as a life-saver or resourceful tool for managing expenses in tight times.

Cons

Poor or absent customer support and limited ways to contact; reliance on AI bot.
Difficulty canceling memberships or obtaining refunds; recurring charges without clear options.
Fees and hidden costs, including membership and service charges, can be high and confusing.
Processing delays that can cause payments to be late or bills to be past due.

Recent reviews

This company was so helpful during my time between jobs being able to spread out bills so that I could budget across smaller weekly payments. However, over time I have noticed they are slower and slower to make the payments but will take the money out of my account immediately. I’ve waited 48 hours at some times and more recently 24 has become a common wait period. While the site does say it can take up to one day. It used to state of your payment was earlier in the day then the payment would be make within 4-6 hours. NOT EVEN CLOSE. If you’re in a crunch with a deadline, know that timeliness is not something you’re going to receive here. Everything else about deferit is helpful unless you’re in a time crunch.