Happy Pay - Buy Now Pay Later

Happy Pay - Buy Now Pay Later is a Chrome extension that lets shoppers split purchases into two paycheques with zero interest for qualifying customers. Shop now, in-app or online, with a personalised spend limit up to R25,000. Browse a tailored feed of top brands, track real-time deals, and split purchases across two pays for flexible budgeting.

Everything is managed in one place: view purchases, upcoming payments, and your spend limit, with real-time notifications to avoid missed payments. No deposit is available to qualifying Happy Pay Plus customers; Lite customers may be required to pay a deposit. All payments use end-to-end security. Limits and eligibility are based on affordability and repayment behaviour, with late fees possible if a payment is missed.