Finance Calculator+

One Calculator to Rule them All. Buying your home? Doing your tax? Working out repayments on a refinance? Finance Calculator+ has 30+ calculators in one app, it helps you manage your daily finance needs, whether it is mortgage repayment, loan repayment, income tax, currency exchange, or a fully feature scientific calculator with RPN function built in. When you are bore, try out our fortune teller calculator. It will lighten your day and encourage you to achieve greater heights

No ads. No subscriptions. No tracking.

MORTGAGE AND HOME LOAN

• Mortgage repayments: weekly, fortnightly, or monthly
• Borrowing power: how much you can borrow, the way lenders calculate it
• Extra repayments: see exactly how much time and interest you save
• Refinancing: compare your current deal against new offers
• Offset account savings model
• LMI estimator for deposits under 20%
• Loan serviceability assessment

CAR AND PERSONAL LOANS

• Car loan and personal loan repayments
• Credit card payoff: exactly how long until your balance hits zero

STAMP DUTY AND PROPERTY

• Stamp duty: every Australian state and territory, with first home buyer concessions, off-the-plan reductions, and investment property surcharges
• Investment property: interactive cash flow charts with PDF export
• Rent vs buy: long-term cost of owning versus renting

TAX AND INCOME

• Australian income tax with Medicare levy and surcharge
• HECS-HELP repayment estimator with current thresholds
• GST: add or remove 10% instantly

RATE TRACKER

• Live RBA cash rate, variable and fixed home loan rates
• 90-day BBSW and 10-year bond yields
• Historical charts: 1Y, 3Y, 5Y, 10Y
• Next RBA meeting countdown

SCIENTIFIC CALCULATOR + RPN

• Full scientific: trig, logs, exponents, factorials, permutations, combinations, statistics
• DEG / RAD switching with clear indicator
• RPN mode: 4-register stack with ENTER, DROP, SWAP, ROLL DOWN, STO/RCL, LAST X
• One-tap switch between Algebraic and RPN
• Built-in explainer for RPN newcomers
• Calculation history: save and copy any result

PROFESSIONAL (AmortPro)

• Solve for any unknown: payment amount, rate, term, or principal
• Cash flow events: rate changes, extra payments, holidays, balloons
• Interest-only and fixed-principal periods
• Full amortisation schedule with PDF export
• Comparison Rate: true cost of a loan including all fees

GRAPHING AND EQUATIONS

• 2D graphing: plot up to 3 functions
• 3D surface graphing from f(x,y)
• Equation solver: linear and non-linear systems
• Base converter: binary, octal, decimal, hex with bitwise operations

SAVINGS AND BUDGET

• Compound interest calculator
• Savings goal planner
• Superannuation projection with employer contributions and salary sacrifice
• Budget planner

CHINESE CALENDAR

• Perpetual calendar 1900-2100
• Lunar dates with zodiac animals
• Heavenly Stems and Earthly Branches
• 24 Solar Terms with precise dates
• Bidirectional Gregorian and Lunar lookup

FORTUNE TELLER (just for fun)

• Tarot, Numerology, Astrology, I Ching, Runes, Magic 8-Ball For entertainment only - never financial, medical, or legal advice.

EVERYDAY TOOLS

• Currency converter: 150+ currencies with live rates
• Unit converter: length, mass, area, volume, temperature, time, data
• Tip calculator and bill splitter
• Date calculator: date difference, add/subtract days, business days
• Password generator

WHY FINANCE CALCULATOR+?

• Free forever: no ads, no IAP, no subscriptions
• Works completely offline
• PDF export for reports and amortisation schedules
• Dark/light themes, pin favourites, drag to reorder
• Your data stays on your device: zero tracking

Every calculator uses current Australian tax rates, stamp duty, super, and lending standards.

Download free today.