FinCalc - Loan Calculator

The most complete loan & mortgage calculator. Free to download!

FinCalc is the ultimate loan and mortgage calculator for Australians — whether you're a first home buyer, investor, or refinancing your existing loan.

CALCULATORS INCLUDED:

HOME LOAN REPAYMENT Calculate your weekly, fortnightly and monthly repayments for both Principal and Interest and Interest Only loans. See exactly how much you'll pay over the life of your loan.

AMORTISATION SCHEDULE See a full breakdown of every repayment — how much goes to principal vs interest each month. Discover how extra repayments can save you thousands and cut years off your loan.

SAVINGS CALCULATOR Plan your savings goals with compound interest. Set a target amount and see exactly when you'll reach it.

INCOME AND EXPENSES Enter your income and monthly expenses to instantly see your cash flow, savings rate and borrowing capacity.

RENT VS BUY Compare the true cost of renting vs buying a home over time — including equity growth, investment returns and hidden costs.

MORTGAGE REFINANCE Compare up to 3 refinance scenarios side by side. See which loan saves you the most money with visual charts and instant results.

All figures are calculated in Australian Dollars (AUD). Results include easy-to-read charts and can be shared instantly.

Perfect for first home buyers, property investors, people considering refinancing, and anyone wanting to understand their mortgage better.

Download FinCalc today and take control of your finances.