Loan Calculator & Mortgage

Calculate mortgage payments, check affordability, view amortization schedules, and compare refinance scenarios in one clear app.

Loan Calculator & Mortgage is a mortgage calculator and loan calculator that helps you understand payments before you buy, refinance, or pay off debt faster. Estimate your monthly payment, check home affordability, view a full amortization schedule, test extra payments, and compare refinance scenarios in one clear app.

MORTGAGE AND LOAN CALCULATOR Calculate monthly principal and interest Switch between mortgage mode and loan mode Adjust home price, down payment, loan amount, interest rate, and term See first payment details, payoff date, total interest, and lifetime cost

FULL PAYMENT BREAKDOWN Add property tax, home insurance, HOA, and PMI See the real monthly payment, not just principal and interest Understand loan to value and payment mix at a glance

AMORTIZATION SCHEDULE View monthly or yearly amortization schedules Track principal paid, interest paid, escrow, PMI, total payment, and ending balance Export schedules to CSV when you need to save or share the numbers

EXTRA PAYMENT PLANNING Test extra monthly payment strategies in seconds See how much interest you can save Find out how many months you can remove from your payoff timeline

HOME AFFORDABILITY CALCULATOR Estimate how much home you can afford using income, monthly debts, down payment, rate, and DTI target Compare conservative, balanced, and flexible affordability ranges Plan your budget before you start house hunting

REFINANCE CALCULATOR Compare your current mortgage with a new loan offer See monthly payment change, break even timing, total interest impact after costs, and payoff differences Make refinance decisions with clearer numbers

BUILT FOR EVERYDAY USE Simple inputs and instant updates Your latest scenarios stay saved on your device Useful for first time buyers, homeowners, and anyone comparing loan scenarios

Loan Calculator & Mortgage helps you move from rough estimates to clear numbers, whether you are buying your first home, planning a budget, comparing loan options, or deciding if refinancing is worth it.

Refinance analysis and additional CSV exports require Pro.

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