SaveMateAU

35 financial calculators in one app. Save for a home, crush your debt, plan retirement, and more. See exactly where your money can take you.

SaveMateAU - Plan the life you actually want to live.

Whether you're saving for a home, paying off debt, planning for retirement, or just trying to understand where your money goes - SaveMateAU gives you the numbers you need to make smarter decisions.

35 POWERFUL CALCULATORS

Property

• Home Deposit - How long until you can buy?
• Stamp Duty - What will you pay by state?
• Rent vs Buy - Which is actually better for you?
• Refinance Savings - Is switching lenders worth it?
• Extra Repayments - Pay off your mortgage faster

Education

• Child Education Fund - Be ready when it matters most
• HECS Repayment - When will your student debt be gone?
• Private School Fund - Plan ahead for private education
• Baby Fund - Ready before the big day

Car

• Car Upgrade Fund - When can you afford that new car?
• EV Switch - Does going electric make financial sense?
• Car Loan Payoff - Pay off your car loan faster

Lifestyle

• Saving Goal - How long to reach your target?
• Holiday Fund - Your dream trip is closer than you think
• Wedding Fund - Your perfect day, planned financially
• Renovation Fund - Plan your dream renovation
• Gadget Fund - Save for your next big purchase

Independence

• FIRE Calculator - When can you retire early?
• Retirement Age - When can you stop working?
• Super Boost - How much is extra super worth?
• Passive Income - How much do you need to invest?

Protection

• Emergency Fund - How long could you survive without income?
• Income Protection Gap - What happens if you can't work?
• Redundancy Buffer - Are you ready if you lose your job?

Debt

• Debt Snowball - Crush your debts one by one
• Credit Card Payoff - The real cost of your credit card debt
• Subscription Audit - What are your subscriptions costing?
• Daily Habit Cost - Small spending, big long-term impact
• Salary Sacrifice - Pay less tax, save more super

Australia

• Tax Return Estimator - How much will you get back?
• HECS + Savings - Should you pay HECS or save first?
• Centrelink Impact - How do savings affect your payments?
• CGT Estimator - Tax on your investment gains
• Negative Gearing — Does your investment property stack up?

WHY SAVEMATEАУ?

Every calculation comes with:

• Clear results in plain English
• Visual graphs showing your financial future
• Smart insights - not just numbers
• Honest disclaimers (we're a calculator, not a financial adviser)

SAVEMATEAU PRO - $4.99 once, yours forever

• Unlimited calculations
• PDF export - save and share your financial plans
• Custom subscription tracking
• Scenario comparison graphs
• One-time purchase. No subscription. No hidden fees.

DISCLAIMER SaveMateAU is for informational and educational purposes only. It does not provide financial, legal, or tax advice. Always consult a qualified professional before making financial decisions.