MortgagePayAU

Australia's most complete mortgage calculator. Instant repayments, stamp duty across all 8 states, negative gearing analysis, and PDF reports for your clients.

MortgagePayAU is the professional mortgage calculator built specifically for Australian property buyers, real estate agents, and investors. Whether you're comparing home loans, calculating stamp duty across all 8 states, or analysing an investment property's negative gearing benefits, MortgagePayAU gives you instant, accurate results in seconds.

CORE FEATURES

• Mortgage Calculator Principal & Interest and Interest Only repayments Monthly repayment, total interest, and total amount paid LVR (Loan to Value Ratio) with LMI estimate Full yearly repayment schedule for the entire loan term Extra repayment savings calculator

• Stamp Duty Calculator All 8 Australian states and territories (NSW, VIC, QLD, WA, SA, TAS, ACT, NT) First Home Buyer concessions automatically applied Owner Occupied vs Investment property rates Transfer and registration fees included Total upfront cost breakdown

• Loan Comparison Compare up to 3 loan scenarios side by side Instantly see which loan saves the most interest Best value automatically highlighted

PRO FEATURES

• Offset Account Analysis See exactly how much your offset savings reduce interest Time saved off your loan term Visual comparison chart

• Refinancing Analysis Break-even point calculator, is it worth switching? Monthly saving vs switching costs Cumulative savings chart over time

• Investment Property Analysis Gross and net rental yield Negative gearing tax benefit calculation Annual cash flow breakdown Before and after-tax cash flow

• Professional PDF Reports Generate branded reports to share with clients Includes full loan summary and yearly repayment schedule Share via email, AirDrop, or Messages instantly

• WHY MORTGAGEPAYAU? Built specifically for the Australian market All 8 states stamp duty — including First Home Buyer concessions Calculations that reflect real Australian lending conditions Clean, fast, no ads — just results Professional PDF reports for client meetings

PRICING MortgagePayAU is free to try with 5 calculations included. Upgrade to Pro for unlimited access:

Monthly: $1.99/month — includes 7-day free trial, cancel anytime Lifetime: $29.99 — one-time purchase, all future updates included

Payment is charged to your Apple ID. Monthly subscription auto-renews unless cancelled at least 24 hours before the renewal date. Manage subscriptions in your Apple ID Account Settings.

DISCLAIMER: Calculations provided by MortgagePayAU are estimates for informational purposes only. Always consult a licensed mortgage broker or financial adviser before making financial decisions.

Terms of Use: https://irradiatedsolution.github.io/mortgagepayau-privacy/terms.html

Privacy Policy: https://irradiatedsolution.github.io/mortgagepayau-privacy/