Ypsilon

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Track loans, income, and subscriptions/expenses—and see what’s coming next. Everything stays on your device. No account required.

Ypsilon helps you track loans, income, and upcoming payments in one simple app.

Loans Track money you've lent to others, borrowed from friends, or owe to banks. Add loan details, payment schedules, and mark payments as paid. View overdue payments at a glance.

Income Add income sources with recurring paydays (weekly, monthly, quarterly, yearly, or one-time). See upcoming income alongside loan payments for a complete financial picture.

Dashboard View totals for money to receive and to pay. See all upcoming payments in one list, sorted by due date. Quickly identify overdue items.

Cashflow A 30-day chart shows your expected cashflow based on scheduled payments and income. Track net flow over time.

Calculator Calculate loan payments with adjustable interest rates, payment frequency, and loan terms.

Multi-Currency Add loans and income in different currencies. Each entry displays in its original currency.

Privacy All data stays on your device. No account, no cloud sync, no tracking. Your financial information never leaves your phone.

Key Features • Track loans (lent, borrowed, bank credit) • Manage income sources and paydays • View upcoming payments in one place • 30-day cashflow overview • Mark payments as paid or postpone them • Overdue detection (calendar-day based) • Multi-currency support • On-device data only • No account required

Ypsilon is designed for anyone who wants a clear view of their personal loans, income, and payment schedule without complexity or privacy concerns.