Ykky - Loan & Credit Control

Loan & Credit Control Journal is designed to help you manage loans, track payments, and understand your overall financial obligations in a clear and structured way. It provides a complete overview of your debts and helps you stay in control of repayment.

Loan Management Add each loan with key details such as amount, interest rate, term, start date, and type. Every loan is stored separately, allowing you to manage multiple credits in one place.

Payment Schedule Automatically calculate your repayment plan, including monthly payments, interest, principal breakdown, and remaining balance over time. This helps you see the real cost of each loan.

Early Repayment Add extra payments at any time, whether one-time or recurring. The app recalculates your schedule and shows how early payments affect your loan duration and total interest.

Debt Overview View all your loans combined in one summary. Track total debt, monthly obligations, and overall financial load to better understand your commitments.

Income & Risk Level Enter your monthly income to calculate your debt-to-income ratio. The app provides a simple risk level indicator so you can assess your financial situation more clearly.

Payment History Keep a record of all payments with dates and amounts. This creates a full history of your progress and helps you stay consistent with repayments.

Loan & Credit Control Journal gives you a structured and practical way to manage debt and stay informed about your financial situation.