Payback - Debt & IOU Tracker

Stop forgetting who owes you money. Track IOUs, repayments and balances in one simple app. No spreadsheets, no confusion.

Stop forgetting who owes you money.

Payback is a simple, elegant way to track money you’ve lent or borrowed — so you always know who owes you, how much, and where things stand.

No spreadsheets. No confusion. Just clarity.

Stay in control

• Track money owed and what you owe
• Log repayments and update balances instantly
• See totals and progress at a glance
• Add notes and keep everything organised
• Find anything fast with powerful search

Built for real life

Perfect for:

• Friends and shared expenses
• Roommates and rent tracking
• Family loans and IOUs

Simple. Private. Reliable.

Your data stays on your device. No accounts. No bank connections. Just a clean, secure way to stay on top of things.

Go further with Payback Plus

Unlock advanced features including:

• Interactive widgets for quick insights
• Contact linking for easier tracking
• Payment requests using your preferred method
• Recurring debts and interest tracking
• Detailed statistics and charts
• PDF and CSV exports for reporting

Always within reach

Use Home Screen and Lock Screen widgets to instantly see balances, upcoming amounts, and progress.

Take control today

Download Payback and never lose track of money again.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/