Payback: Debt & IOU Tracker

New: try Payback Plus free for 7 days.

Track every IOU, log repayments, and always know who owes you what — no accounts, no bank logins, your data stays on your device.

Stop forgetting who owes you money.

Payback is a simple, elegant way to track money you've lent or borrowed — so you always know who owes you, how much, and where things stand.

No spreadsheets. No confusion. Just clarity.

STAY IN CONTROL

• Track money owed and what you owe
• Log repayments and update balances instantly
• See totals and progress at a glance
• Add notes and keep everything organised
• Find anything fast with powerful search

BUILT FOR REAL LIFE Perfect for:

• Friends and shared expenses
• Roommates and rent tracking
• Family loans and IOUs

SIMPLE. PRIVATE. RELIABLE. Your data stays on your device. No accounts. No bank connections. Just a clean, secure way to stay on top of things.

FREE TO USE Payback is free, including balance and Lock Screen widgets. The free plan covers up to 5 active debts at a time.

GO FURTHER WITH PAYBACK PLUS Unlock advanced features including:

• Larger Home Screen widgets and detailed widget layouts
• Unlimited active debts
• Contact linking for easier tracking
• Payment requests using your preferred method
• Recurring debts and interest tracking
• Due dates, reminders and photo receipts
• Detailed statistics and charts
• PDF and CSV exports for reporting

ALWAYS WITHIN REACH Use Home Screen and Lock Screen widgets to instantly see balances, upcoming amounts, and progress.

TAKE CONTROL TODAY Download Payback and never lose track of money again.

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Prices are in USD and may vary by region. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. Any unused portion of a free trial is forfeited when you purchase a subscription. You can manage or cancel your subscription in your Apple Account settings after purchase.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/