Owey - IOU & Debt Tracker

You lend $20, a book, your drill… and three weeks later you can't remember who has it or how much they owe. Owey remembers for you.

A simple app to track what people owe you, what you owe them, and settle the little things that drag on — without the spreadsheet and without the awkward texts.

WHAT YOU CAN DO • Log a loan in 10 seconds: who, what, done. • See at a glance what's overdue and what's coming up. • Keep "They owe me" and "I owe" cleanly separated. • Track money and objects alike: paybacks, books, tools, borrowed stuff.

FOLLOW UP WITHOUT THE CRINGE • Get a reminder at the right moment. • A ready-written nudge message, ready to copy or share. • Never again choose between chasing a friend and letting it slide.

BUILT FOR EVERYDAY LIFE • Lightning-fast add, zero admin forms. • Once it's settled, it moves to history. Clean and done. • Modern, light, genuinely pleasant to use.

ONE THING. ONE PERSON. ONE REMINDER. SETTLED.

Free for up to 10 active items. Go unlimited for $0.99/month whenever you need it.

Download Owey and stop lending at a loss.