IOU - OweTracker

OweTracker is a simple personal debt tracker for money you lend, borrow, and owe — without spreadsheets or guesswork.

Track rent, shared expenses, personal loans, IOUs, recurring bills, and everyday paybacks in one clear place. See what's owed, what's paid, what's coming next, and when it's time to settle up.

Track personal debts with clarity

Filter between money you owe and money owed to you with a single tap See totals, payment history, and remaining balances at a glance Save with confidence — the button tells you exactly what you're saving Add notes to keep context on every entry

Built for recurring payments

Track recurring charges like rent, phone bills, subscriptions, or ongoing loans Set charges to repeat weekly, every two weeks, or monthly Schedule future recurring charges before a balance is due See upcoming charges before they happen Stay organized even when payments change over time

Record payments easily

Log partial or full payments in seconds Watch balances update instantly Never lose track of who paid what

Settle up clearly

Create simple settle-up cards when it's time to close the loop Share clean payment summaries for rent, bills, loans, or everyday paybacks Help everyone see what was owed, what was paid, and what remains

Made for wherever you are

Works in 150+ currencies Available in 12 languages

Private by design

No ads No data selling Your financial tracking stays on your device

Upgrade to Pro

OweTracker includes a free version with basic tracking and settle-up cards.

Upgrade to Pro to unlock:

Unlimited debts Unlimited recurring charges Custom quick notes for faster entry

Subscriptions help support continued development and keep OweTracker private and ad-free.

If you've ever said "I'll remember later" — OweTracker is for you.

Privacy Policy: https://sites.google.com/view/owetracker-privacy-policy/home Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/