Debtly: Personal Debt Tracker

Never lose track of money again

Ever lend money to a friend and forget how much? Or miss a bill because it slipped your mind? Debtly keeps every IOU, loan, bill, and receivable organised in one clean, private place — so nothing gets lost.

Whether you're tracking money lent to mates, managing family loans, or keeping tabs on business receivables, Debtly gives you a clear picture of who owes you, who you owe, and how each balance changes over time.

WHY DEBTLY? Most finance apps are built for budgeting or debt payoff planning. Debtly is different — it's designed for tracking personal debts, IOUs, and money owed between people. No complicated setup. No bank connections required. Just simple, powerful debt tracking.

CORE FEATURES:

INSTANT DEBT RECORDING Add a debt or IOU in seconds. Record who borrowed money, how much, when it's due, and attach notes. Supports multiple currencies for international tracking.

PERSON-BY-PERSON OVERVIEW See every balance broken down by person. Know at a glance who owes you the most and what needs paying back first. No more guessing.

SMART DUE DATE REMINDERS Set custom reminders for upcoming due dates. Get notified before payments are late. Stay ahead of every obligation.

ANALYTICS & INSIGHTS Understand your debt patterns with visual analytics. Identify which debts to prioritise for collection and use smart payoff plans.

MULTI-CURRENCY SUPPORT Track debts in different currencies without mixing them up — perfect for travel or cross-border arrangements.

NOTES & HISTORY Add context with notes. Review full payment history for each debt. Export data when needed.

100% PRIVATE & AD-FREE No ads, no tracking, no forced account. Your financial data stays yours alone.

ICLOUD SYNC (OPTIONAL) Keep records synchronised across iPhone and iPad with optional iCloud sync.

PERFECT FOR:

• Friends splitting bills, rent, or holiday costs
• Family tracking shared expenses or personal loans
• Freelancers managing client payments and receivables
• Small business owners tracking who owes what
• Anyone who lends or borrows money regularly

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