LoanGrid: Loan Money Tracker

Track your spending and stay on top of every loan — see exactly when each one is paid off. Free to start, no account, your data stays private on your device.

LoanGrid is a simple way to see your money: where your spending goes and how your loans are getting paid off.

Log your everyday spending, keep an eye on your loans, and understand how you're really doing — all in one app. No sign-up, no accounts: your data stays on your device and syncs privately through your own iCloud.

YOUR SPENDING • Add income and expenses in seconds • Automatic category breakdowns and monthly charts • Month-by-month history • Attach receipt photos

YOUR LOANS • Add each loan: balance, interest rate, monthly payment • See an estimated payoff date for each one • Compare Snowball vs Avalanche strategies to see which costs less • "What if I pay extra?" simulator shows how extra payments move your payoff date

YOUR FINANCIAL HEALTH • A clear 0–100 score based on savings, payment load, and emergency fund • Detailed breakdown with tips to improve • Goals and money challenges • Short articles for better habits

PRIVATE BY DESIGN • No account, and we never see your finances • Data lives on your device and your private iCloud • Lock the app with Face ID • Works in your currency (USD, EUR, GBP, UAH, CAD, AUD, PLN and more) • English, Spanish and Ukrainian • Light and dark mode

FREE & PRO LoanGrid is free and supported by ads. Upgrade to Pro to remove ads and unlock everything: • Unlimited loans, goals and expense entries • Snowball & Avalanche calculators • Detailed health score breakdown • PDF reports (month & year) and CSV export • Receipt photos

Pro is an auto-renewable subscription (monthly or yearly). Payment is charged to your Apple ID and renews automatically unless cancelled at least 24 hours before the period ends. Manage or cancel anytime in Settings.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/