Prosper - Financial Planner

See your financial future before it happens.

Prosper helps you plan ahead, not just track the past. Simulate retirement, test major life decisions, optimize your mortgage, and see how your net worth could evolve over time.

• Project your future with interactive net worth and cash flow projections over the next 10, 20, or 30 years.
• Test what-if scenarios for salary changes, home purchases, children, major expenses, and early retirement.
• View inflation-adjusted projections to understand what your money could be worth in real terms.
• Optimize your mortgage with extra payment simulations, payoff comparisons, and long-term cost analysis.
• Plan as a household with multiple profiles and combined long-term projections.
• Stay private by default with data stored on your device, offline support, and optional cloud sync only if you enable it.

Prosper is built for people pursuing Financial Independence (FIRE), planning retirement, paying off debt, and making bigger financial decisions with more confidence.

Download Prosper and start simulating your financial future.