LifeROI: FIRE Calculator

Your savings have phases. Your life has moments. Multi-phase FIRE planning with inflation-adjusted targets each month. Memory Dividends reminds you why you started.

What if you knew the exact probability your retirement plan would succeed — before you commit to it? LifeROI runs 1,000 Monte Carlo simulations on your personal financial plan, showing you not just one future, but a full range of outcomes. Optimistic case. Pessimistic case. Most expected case. All in seconds.

PLAN YOUR FIRE JOURNEY

Most retirement apps give you a single projected number. LifeROI gives you confidence — because it shows you how your plan holds up across 1,000 possible futures.

• Dynamic FIRE Planner — Build a multi-phase savings plan that mirrors real life: career changes, pay raises, early retirement, and beyond

• Monte Carlo Simulation — See your plan's success rate across a thousand simulated market conditions

• Scenario Comparison — Save and compare up to 3 different plans. Should you retire at 50 or 55? LifeROI shows you exactly what changes

• FIRE Calculators — When can I retire? How much do I need? Get clear, data-backed answers to your most important financial questions

• Inflation Tracker — Your retirement target adjusts automatically as real-world inflation data updates

TRACK THE LIFE PART, TOO

Financial independence isn't just about numbers. LifeROI introduces Memory Dividends — a photo journal that connects your milestones to your plan. Because the point of saving is living.

• Log life moments alongside your financial progress
• See the real cost — and priceless value — of each memory
• Every year, on the anniversary of that moment, LifeROI sends you a notification — bringing back the feeling of why you started saving in the first place
• Stay motivated when the spreadsheet feels abstract

PRIVATE BY DESIGN

No account required. No bank connection. Your financial data never leaves your device. Set up in under 2 minutes using our guided wizard.

YOUR DATA, YOUR WAY

• Backup & Restore — Export your full plan as a file anytime, restore anywhere
• PDF Export — Share or archive your retirement plan as a clean, readable document
• Multi-currency support — Plan in any of the supported currencies
• Available in English, Turkish, and Spanish

Start your FIRE journey today — your future self will thank you.

Simulation results are for educational purposes only and do not constitute financial advice.

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