FIRE Calculator: Retire Early

See exactly how long your money lasts.

FIRE Timeline turns retirement math into one picture: a single timeline from the day you start saving to the day you draw it all down — or the day it simply doesn't run out.

Move one slider and watch your whole plan update instantly. No spreadsheets, no accounts, no waiting.

WHAT YOU CAN DO • See your plan as one timeline — saving years and drawdown years, side by side • Ask "When can I FIRE?" or "How much can I spend a month?" and get an instant answer • Compare withdrawal strategies: fixed amount, the 4% rule, front-loaded spending, or design your own • Try Side FIRE — see how many years earlier you could quit full-time work with a bit of side income • Save the plans you're torn between and overlay them on one chart • Log your real net worth over time and see exactly where you've drifted from plan • A Monte Carlo success score shows how your plan holds up across 1,000 possible futures • Full year-by-year table from today to age 100+

BUILT FOR YOUR SITUATION Whether you're maxing out a 401(k) or IRA, chasing FIRE in your 30s, or already retired and drawing down, FIRE Timeline adapts the starting numbers to where you are.

YOUR DATA STAYS ON YOUR DEVICE Every calculation happens locally. No account required. No ads that show themselves — you choose if and when to watch one.

Free to start. Premium removes limits and unlocks the full feature set, with new features added regularly.