Prosperics: AI Finance Tool

AI finance planner with 20+ calculators for budget, taxes, and investing

Track your financial goals every week.

Prosperics turns powerful financial calculators into a plan you can track, improve, and revisit every week.

Get 20+ professional-grade calculators, investment trackers, goal tools, weekly insights, and an AI financial assistant built for real money decisions across the US and Canada.

Whether you’re checking your paycheck, planning retirement, comparing mortgage options, paying down debt, or analyzing your next stock pick, Prosperics helps you move from “what if?” to “what’s next?”

FINANCIAL CALCULATORS

• Income Calculator: Estimate real take-home pay after federal, state, provincial, and payroll taxes.
• Budget Calculator: Build a 50/30/20 budget, compare spending categories, and track cash flow.
• Mortgage Calculator: Model payments, PMI/CMHC insurance, refinance break-even, and buy vs. rent.
• Loan Calculator: Compare personal, student, and auto loans with amortization and bi-weekly savings.
• Retirement Calculator: Plan with 401(k), IRA, RRSP, TFSA, Social Security, CPP/OAS, and Monte Carlo simulations.
• Car Calculator: Compare buying, financing, leasing, EVs, and gas vehicles.
• Stock Calculator: Run 3-scenario DCF, Graham Number, and sensitivity analysis using SEC data.
• Rental Property Calculator: Analyze cap rate, cash-on-cash return, IRR, and multi-year projections.
• Compound Interest Calculator: See tax drag, inflation-adjusted returns, and Rule of 72 estimates.
• Self-Employment Tax Calculator: Estimate deductions, quarterly taxes, QBI, CPP/SE tax, and S-Corp scenarios.
• Debt Calculator: Compare avalanche, snowball, consolidation, repayment plans, and bankruptcy paths.
• Benefits Calculator: Estimate EITC, Child Tax Credit, SNAP, ACA subsidies, CCB, GST/HST credits, and more.

Plus OBBBA tax deductions, Student Loan RAP, FHSA planning, government benefits, inflation, and more.

INVESTMENT TRACKERS

• Company Earnings: Chart 10+ years of revenue, margins, P/E, ROE, and financial performance.
• Super Investor Tracker: Follow what major investors like Buffett, Ackman, Dalio, and Tepper are buying and selling.
• Bond Tracker: Track US and Canadian Treasury yields and yield curve changes.
• Inflation Tracker: Follow CPI trends and see how purchasing power changes over time.

PROSPERICS AI

Ask financial questions in plain English. Prosperics AI helps explain results, compare scenarios, interpret stock valuations, and turn calculator outputs into next steps.

FINANCIAL DASHBOARD

Bring your money picture together in one place. Track income, debt, savings rate, housing costs, goals, and financial health based on your calculator results.

GOALS, ALERTS & WEEKLY CHECK-INS

Prosperics is built for repeat progress, not one-time calculations.

• Save scenarios and revisit them later
• Track financial goals over time
• Get weekly plan insights
• Set alerts for important rates and thresholds
• Review progress with simple check-ins
• Use widgets and reminders to keep your plan visible

BUILT FOR TRUST

• Encrypted cloud sync
• Biometric lock with Face ID or Touch ID
• Privacy-conscious analytics and consent controls
• No signup required for many tools
• Designed for US and Canada tax, benefits, and financial systems

WHY PROSPERICS?

• 20+ calculators and trackers in one app
• US and Canada support
• Interactive charts, reports, and financial visualizations
• PDF reports you can download or email
• 100+ term financial glossary and educational guides
• Dark mode
• Data from trusted sources including BLS, Federal Reserve, SEC EDGAR, Freddie Mac, Statistics Canada, and Bank of Canada

Start free. Upgrade to Pro for saved plans, reports, expanded limits, AI features, live data tools, and an ad-free experience.

Download Prosperics and turn your financial decisions into a plan you can actually track.Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/