Prosperics: AI Finance Tool

Start free. Student loan repayment, paycheck take-home, SNAP eligibility, retirement savings + AI advisor. 256-bit encrypted. No bank linking. US & Canada.

Find your student loan payment, paycheck take-home, SNAP eligibility, or retirement number in seconds — then ask AI what to do next. No bank linking. Calculations run on your device."

Most money apps track the past. Prosperics combines an AI advisor with 19 calculators that know your plan, grade your finances, and give you a clear verdict on every money decision.

PROSPERICS AI ADVISOR Ask anything in plain English: "Can I afford this house?" "How do I retire by 60?" "What if I put 20% down?" The AI knows your goals and calculator history, runs the math, explains results in one tap, answers with charts, and creates PDF reports. Educational — not financial advice.

FINANCIAL HEALTH SCORE Your money. One screen. Graded A+ to F across savings, debt, housing, emergency fund, and retirement. See net worth, biggest win, biggest risk, what-if sliders, monthly reviews, and an action queue of the exact moves that raise your score.

19 CALCULATORS — US & CANADA · Paycheck & Income — real take-home after all federal, state & provincial taxes · Student Loan (RAP/SAVE/IBR/PAYE) — compare every income-driven repayment plan · US Benefits — SNAP, EITC, Child Tax Credit, ACA eligibility checker · Self-Employment / 1099 — quarterly taxes, QBI deduction, S-Corp (US), T2125 (CA) · Mortgage — buy vs rent, PMI/CMHC, refinance break-even, amortization · OBBBA Tax — 2025 Big Beautiful Bill Act impact on your household · FHSA — First Home Savings Account contributions & projections (Canada) · Retirement — 401(k), IRA, RRSP, TFSA, Social Security, CPP/OAS, Monte Carlo simulation · Debt — avalanche, snowball, and consolidation payoff comparison · Stock — 3-scenario DCF valuation, Graham Number, SEC EDGAR financials · Car — buy vs finance vs lease, EV vs gas, total cost of ownership · CA Benefits — CCB, GST/HST credit, CWB, OAS/GIS (Canada) · Budget, Loans, Rental Property, Compound Interest, Refinance Analyzer

GOALS, ALERTS & WEEKLY CHECK-INS Track any calculator result as a goal with milestones, streaks, and projections. Rate alerts re-run your saved decisions when interest rates change — you get notified if the verdict shifted. Weekly plan digest, 1-tap check-ins, and a home-screen widget with your top goal and live rates.

MARKETS Live CPI inflation, US Treasury and Bank of Canada yields, 10+ years of company earnings, and super-investor 13F filings — sourced from BLS, Federal Reserve, SEC EDGAR, Freddie Mac, Statistics Canada, and Bank of Canada.

BUILT FOR TRUST · 256-bit encrypted sync — your data is never sold · No bank linking — you own your numbers · Calculations run on your device · Built for US and Canadian tax, benefits, and retirement systems · English · Español (México) · Français (Canada) · Educational only — not financial advice

PRO SUBSCRIPTION Start free. Go Pro for unlimited AI advisor, goals, saves, rate alerts, live rates, PDF reports, and an ad-free experience. Monthly or annual auto-renewing subscription. Free trial included. Cancel anytime in Settings → Apple Account → Subscriptions.

Prosperics provides calculators and educational tools only. All figures are estimates. Not financial, legal, tax, or investment advice. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://prosperics.com/privacy