Asset Trend Simulator

Project net worth 30 years out and compare up to 3 scenarios side by side — FIRE, mortgage, retirement & more. Includes on-device Apple Intelligence review.

Picture your financial future in seconds. Asset Trend Simulator projects your net worth month by month — from today through retirement — based on your household cash flow, assets and assumptions.

Tap one of the built-in sample cases (Fresh Graduate, DINKs, Mortgage Family, FIRE, Pre-Retirement) and watch decades of growth instantly. Then customize numbers to match your own situation.

KEY FEATURES

• 5 ready-made sample cases — try the simulator without entering anything
• Monthly net worth projection with a single, clear chart
• Compare up to 3 scenarios side by side in the Compare view
• Income, expense, investment, asset and loan inputs in one place
• Adjustable horizon (1–60 years), income growth, inflation, investment return, dividend reinvestment
• Compound interest and equal-payment loan amortization
• Yearly / monthly toggle with a detailed data table
• Save, name, load and delete unlimited scenarios (stored locally)
• JPY / USD / EUR support
• Apple Intelligence on-device AI evaluation (supported devices)

GREAT FOR

• People aiming for FIRE or early retirement
• Anyone considering a mortgage, auto loan or other large purchase
• Long-term investors who want to feel the power of compounding
• Planning for retirement or education funding

PRIVACY All data stays on your device. No accounts, no tracking, no cloud sync.

Note: This app is a planning aid only. Please enter take-home (after-tax) figures. It does not provide investment, tax or financial advice.