Zopa Bank – Mobile Banking

Zopa Bank’s Biscuit current account offers a true cashback banking experience with 2% cashback on bills (up to £125/month), 2% AER interest on your balance, and no-fee spending abroad. The Biscuit app also provides easy access to savings pots, budgeting tools, and the ability to connect other accounts for a complete financial view, all in a quick-to-open mobile app.

Award-winning and trusted, Biscuit is recognized as Best Personal Current Account by MoneyNet 2026. It includes flexible savings options (Regular Saver, Cash ISA), auto-save features, FSCS protection up to £120,000, and UK-based support—all designed for 18+ UK residents and regulated by the PRA and FCA.