Monzo - Mobile Banking

Name: Monzo - Mobile Banking
Rating: 4.7 (5584 reviews)
Author: Monzo Bank Limited

By: Monzo Bank Limited

Spend, save, manage your money

Features & Capabilities

Monzo is the digital banking app that helps you spend, save, and manage money in real time. Earn instant cash back, set savings goals with Savings Jar, and view all your accounts in one place for a complete financial picture.

Benefit from real-time spending alerts, direct deposits, and FDIC pass-through insurance up to $250,000. With biometric security (Touch ID/Face ID) to protect your money, Monzo keeps you safe while you get insights across all your accounts.

User Growth & Download Statistics

App Payments Privacy & Security

By:

Monzo Bank Limited

Rating:

4.70

(5,584) 12 new ratings

Version:

7.28.0 Last updated: 2026-05-28

Version code:

885954750

Creation date:

2016-02-04

Compatible devices:

Size:

470.59MB

URLs:

Website ,Privacy policy

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-06-03

Compare stats and ranking:

Ranking

# 24,699 ▲ 1

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

Monzo Bank Limited

Apple Apps Store

https://apps.apple.com/us/app/monzo-mobile-banking/id1052238659

Website:

https://monzo.com/usa/

User Reviews

Users praise Monzo's design and budgeting tools but repeatedly report major downsides: pullout from the US and lack of basic banking features for US users; inconsistent, slow customer support and account freezes; new paid Pro features that replace free capabilities; and difficulties closing accounts. These recurrent themes dominate the feedback, with some noting strong features like disposable cards and third-party balance visibility, while overall sentiment is negative due to reliability and support concerns.

Pros

Well-designed, reliable, and smooth app experience.
Robust budgeting features (Jars) and clear spending overview that helps you see the full financial picture.
Temporary/disposable/virtual cards are a strong perk.
Shows balances from third-party services (like PayPal) inside the app.
No intrusive ads or upsells.

Cons

US operations are being shut down and US accounts are being closed, with limited support and core banking features for US users.
Customer support is slow and unhelpful, with delayed responses and poor communication; some accounts are frozen or closed with little or no explanation.
Introduction of paid Pro features (about $10/month) and removal of previously free features, making basic capabilities feel costly.
Difficult to close an account or transfer funds; accounts can be frozen or closed with insufficient notice or clarity.
Missing essential US banking features (no IBAN/ACH/SWIFT/Zelle) and no check cashing.

Recent reviews

This really isnt right, we need this in the us

by ex*****, 2026-05-12

Why are you criminals still holding onto my money, yet you won’t refund or send back to where it came from. This is wrong

by Ri*****, 2026-05-09

Dumps a whole USA portfolio because it's inconvenient for them. I've notified everyone I know in Europe to sever their use of Monzo services. Despicable!