Кредит Онлайн: Моя Кишеня

Online Credit: My Pocket is your reliable assistant for analyzing, planning and controlling your personal budget. This is a powerful financial utility that will help you objectively evaluate bank offers, analyze contract terms and calculate a safe debt load before you make an important decision.

📌 Main features of the application:

Advanced financial calculator
Calculate not only the base rate, but also the real cost of financing. Take into account hidden fees, insurance and possible penalties. The application will automatically generate a visual payment schedule and a detailed breakdown of all your future expenses.

Smart contract analysis
Upload documents in PDF, DOC or DOCX formats for quick text scanning. Our tool will help highlight potentially risky wording, hidden conditions and strict early repayment rules right in your file.

Financial load assessment
Indicate your monthly income and basic expenses (rent, utilities, transport, etc.). The algorithm will calculate your safe limit of liabilities so that new payments do not become critical for the family budget.

Directory of institutions from open sources
Find information about companies and check the validity of their licenses. We aggregate general market conditions exclusively from open state registers for your convenient and objective comparison.

Financial profile simulator
Take a short survey about your financial situation to see your position in the market. Find out how different factors can affect potential conditions from financial institutions.

⚠️ IMPORTANT LEGAL INFORMATION:
My Pocket: Your Financial Control is exclusively information and analytical software.
We are NOT a financial institution, bank or microfinance organization.
The application DOES NOT issue loans, DOES NOT process applications for financing and DOES NOT act as an intermediary in any financial transactions. It is not possible to get a loan in the application.

All names, logos, trademarks and basic terms of financial institutions that may be displayed in the application are collected exclusively from open state sources (official databases of the National Bank of Ukraine).
This information is integrated solely for informational purposes to compare publicly available market offers and check the availability of licenses. The application does not contain links to partner sites for processing financial services.