Smart Credit

Smart Credit is a modern loan calculator designed for those who want to quickly and accurately calculate their future loan. In just a few seconds, you'll find out the monthly payment, overpayment, term, and optimal loan balance for any purchase—from a smartphone to a car.

Convenient sliders, flexible settings, and instant calculations make the process as simple as possible. Add multiple loans, compare them, and plan your budget like a pro.

The app doesn't issue loans or collect personal data—it's your secure assistant for calculations and financial planning.

With Smart Credit, you can:
• calculate payments in seconds;
• customize the loan amount, interest rate, and term;
• save and track multiple loans at once;
• plan large purchases and manage your financial burden;
• make decisions based on precise figures, not by eye.

Important Disclosures. Please Read Carefully.
Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
This Application is not an offer to lend. Smart Credit is not a lender or lending partner and does not make loan or credit decisions. Smart Credit connects interested persons with a lender or lending partner from its network of approved lenders and lending partners.
Our lenders offer loans with an Annual Percentage Rate (APR) of 35.99% and below. For qualified consumers, the maximum APR (including the interest rates plus fees and other costs) is 35.99%. All loans are subject to the lender’s approval based on its own unique underwriting criteria.

Example: Loan Amount: $4,300.00, Annual Percentage Rate: 35.99%. Number of Monthly Payments: 30. Monthly Payment Amount: $219.36. Total Amount Payable: $6,581.78 Loans include a minimum repayment plan of 12 months and a maximum repayment plan of 30 months.
Late Payments Hurt Your Credit Score