Кредитный калькулятор

Planning to take out a personal cash loan or an installment plan for a major purchase? Banks offer attractive rates, but the actual overpayment often comes as a surprise. Take complete control of your finances!

The loan calculator is your personal and independent financial assistant on your smartphone or tablet. Our app is designed specifically for fast, detailed, and honest loan calculations. Find out the exact monthly payment amount, calculate the actual overpayment down to the last penny, and choose the ideal repayment strategy.

Maximum savings with early repayment
The main feature of our app is its powerful and intuitive early repayment calculator. No more guessing about the best way to close your loan. Calculate and compare:
• Reduce the loan term: find out how many months or years you can reduce your loan balance by making overpayments.
• Reduce your payment amount: See how your required monthly payment will decrease, freeing up money for other needs.
• Flexible scheduling: Add large one-time payments (such as vacation pay or bonuses) to any date or set up regular monthly payments. The schedule will adjust instantly, and you'll immediately see how many thousands of rubles you've saved on interest!

Detailed settings and features:
• Two payment types: support for both classic annuity payments (equal installments over the entire term) and differentiated (decreasing) payments.
• Clear schedule: the app generates a detailed monthly table that clearly shows how much of your money goes toward paying off the principal and how much goes toward the bank's profit.
• Work offline: Complete independence and privacy. Calculate your loans directly during a consultation with a manager at a bank branch or in a store.
• Convenient export and saving: Need to discuss a loan with your family or compare terms from three different banks? Save a detailed payment schedule as a PDF or create high-quality PNG images of your results. Files can be easily sent to any messenger, emailed, or printed.

What is this app ideal for?
• Preliminary calculation of a consumer cash loan.
• Estimating your credit load when purchasing appliances, furniture, or paying for renovations.
• Analyzing the benefits of refinancing existing debts.
• Planning your personal or family budget before going to the bank.

The well-designed, modern interface allows you to perform complex financial calculations in just a few taps—without mandatory registration, personal data entry, or unnecessary screens.

Important: This app is solely a tool for mathematical modeling. It does not issue loans, does not request passport information, and is not affiliated with any financial institution. Final terms may vary slightly depending on the rules of a specific bank (such as rounding of days within a month), hidden fees, or imposed insurance services.

Download the "Loan Calculator" now! Stop overpaying banks – start planning your budget wisely and pay off your loan faster with smart early repayment!