Мой Платёж—Кредиты и Рассрочка

🟦 My Payment — Loans, Installments, and Expense Control
Tired of getting confused about payment dates and overpayment amounts? “My Payment” is your personal financial controller.

We've combined all the most important tools for managing your loans, installments, and everyday expenses in one app. Manage your finances simply, clearly, and without unnecessary complications.

💰 Key app features (based on real screens):
📊 1. In-depth loan and installment plan accounting (Main screen)
Keep track of all your obligations on one page. The app automatically calculates:

Total expenses: See a complete picture of your debt.

Monthly payment amount: Know exactly how much you owe this month.

Total overpayment: Understand the true cost of your loans.

Repayment Progress (in %): Visual scales show how much has been paid and how much remains (e.g., 51 out of 60 months).

Statuses: Clearly differentiate between "Loan" and "Installment Plan."

🧮 2. Powerful Loan Calculator (Calculator Screen)
Don't guess, calculate! Our calculator allows you to:

Calculate Annuity Payments: Find out the exact monthly payment amount, total payments, and overpayments before applying for the loan.

Predict Early Repayment: Find out how much you'll save on interest and how many months the term will be reduced by paying an additional amount (e.g., 20,000 tenge).

Choose a Strategy: Compare the benefits of shortening the term or reducing the monthly payment with early repayment.

🔔 3. Smart Reminders and Events (Events Screen and Notifications)
Never miss a payment due date!

Create Reminders: Easily add new reminders (e.g., "Loan Payment at Kaspi Bank: 15,000 Tenge").

Choose Date and Time: Fine-tune your notifications.

Notification Control: Receive push notifications on your lock screen with precise payment details (Amount, Purpose, Time).

Event History: View all upcoming and past payments in the 'Events' tab.

💱 4. Live Currency Rates (Currency Screen)
Always know the real value of your money.

Exchange Rates to Tenge (KZT): Instantly find out the value of popular currencies (USD, RUB, CNY) in Kazakhstani tenge.

Convenient List: A clear and understandable list with country flags and up-to-date values.

🔒 Complete Security and Privacy
We value your trust.

No Registration: You don't need to create an account or enter an email or phone number.

No Unnecessary Data: The app doesn't require access to your contacts, geolocation, or photos.

Local Storage: Your data remains only on your device. We do not transfer or collect any personal financial information.

Transparency: Integration with Firebase and AdMob is used solely to improve stability and display unobtrusive ads that support the free app model.

🌟 Why Choose "My Payment":
Simple and intuitive interface: Designed specifically for maximum convenience.

Works offline: Keep track of your balance even without internet access.

💎 Flexible access to features
We offer a choice that's convenient for you:

Use for free: Basic features are available to all users.

VIP features: Unlock advanced features (such as advanced analytics or ad blocking) with VIP status.

View-only access: Don't want to buy a subscription? Just watch a short commercial and get temporary access to premium features absolutely free!

Stop worrying about loans. Start managing them right now!

Download "My Payment" and take full control of your finances!

📆 Plan, manage, and control—with the "My Payment" app, your financial future is in your hands!