Happy Pay - Buy Now Pay Later

Shop now, pay later with Happy Pay BNPL. Browse top brands in-app, see real-time deals, and enjoy a personalised shopping feed. Qualifying users can shop with no deposit and benefit from interest-free payments when paid on time, with a spend limit up to R25,000.

Manage everything in one place: view purchases, upcoming payments, and your available spend limit. Get timely notifications and secure end-to-end payments, and unlock more spending power over time through consistent on-time repayments.