Pago Después

Pago Después – Pay Later is a flexible app that lets you buy in installments without a credit card, access digital cash loans, and top up your mobile, all in one place. Manage your payments with clear information and a simple experience designed to give you more financial options.

Your initial line of credit grows with usage and good payment history, with flexible terms for purchases (3–15 installments) and loans (3–32 installments). Rates range from 0% to 127% AER, subject to caps set by the Central Bank of Uruguay. Floder S.A. is supervised by the Central Bank of Uruguay and affiliated with Equifax.